# UBCIPAY vs NEO BTE

The clearest difference is update cadence: UBCIPAY at every 3 weeks against NEO BTE's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBCIPAY ships an update every 3 weeks, NEO BTE every 2 months. The most recent releases landed on September 12, 2026 and May 26, 2026 respectively.

## The numbers

| Metric | UBCIPAY | NEO BTE |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Size | 78 MB | 49 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UNION BANCAIRE POUR LE COMMERCE ET L'INDUSTRIE](https://appshunter.io/developer/614360800) | [BANQUE DE TUNISIE ET DES EMIRATS](https://appshunter.io/developer/1816912239) |

## What reviewers say

### UBCIPAY

[App page](https://appshunter.io/ios/app/ubcipay/id1622845040)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NEO BTE

[App page](https://appshunter.io/ios/app/neo-bte/id6746444685)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UBCIPAY free?

UBCIPAY is free to download, with no in-app purchases.

### Is NEO BTE free?

NEO BTE is free to download, with no in-app purchases.

### Do UBCIPAY or NEO BTE have ads?

Neither UBCIPAY nor NEO BTE shows ads.

### Which is updated more often, UBCIPAY or NEO BTE?

UBCIPAY ships an update every 3 weeks, and NEO BTE every 2 months. Most recently, UBCIPAY was updated on September 12, 2026 and NEO BTE on May 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*