# NEO Experience vs KeySteps

The clearest difference is rating: NEO Experience at 5.0 against KeySteps's 3.7. KeySteps's advantage is ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NEO Experience holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 2 and 6 respectively.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on August 23, 2026 and August 25, 2026 respectively.

## The numbers

| Metric | NEO Experience | KeySteps |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/neo-experience/id1623184910/reviews)** | [3.7 (6 ratings)](https://appshunter.io/ios/app/keysteps/id6642643003/reviews) |
| Number of ratings | 2 | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | Ad-supported |
| Size | 114 MB | 114 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 12+ |
| Developer | [NEO Services LLC](https://appshunter.io/developer/1609316411) | [Finlocker LLC](https://appshunter.io/developer/1357188723) |

## What reviewers say

### NEO Experience

[App page](https://appshunter.io/ios/app/neo-experience/id1623184910)

This financial assistant helps you achieve financial freedom through real estate and planning. It provides a dashboard for account balances, budgeting, credit scores, and property searches. Plan for homeownership with your financial team and manage your finances securely.

**Highlights:** Financial dashboard, Budgeting and spending tracking, Free credit score and report, Homeownership planning, Real estate property search, Secure data sharing

**Features:** Vision Pro support

**In-app purchases:** none


### KeySteps

[App page](https://appshunter.io/ios/app/keysteps/id6642643003)

This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also features real estate listings and connects users with lenders for guidance.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings search, Mortgage readiness assessment, Financial insights (savings, DTI, net worth), Lender connection for guidance

**In-app purchases:** none


## Frequently asked questions

### Is NEO Experience free?

NEO Experience is free to download, with no in-app purchases.

### Is KeySteps free?

KeySteps is free to download, with no in-app purchases.

### Which has better reviews, NEO Experience or KeySteps?

NEO Experience is rated higher. NEO Experience averages 5.0 out of 5 from 2 ratings, while KeySteps averages 3.7 from 6 ratings.

### Do NEO Experience or KeySteps have ads?

Neither NEO Experience nor KeySteps shows ads.

### Which is updated more often, NEO Experience or KeySteps?

NEO Experience ships an update monthly, and KeySteps monthly. Most recently, NEO Experience was updated on August 23, 2026 and KeySteps on August 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*