# OwnBank vs E

The clearest difference is review sentiment: OwnBank at 38% against E's 6%. OwnBank also leads on update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OwnBank ships an update fortnightly, E every 2 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | OwnBank | E |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (8 ratings)](https://appshunter.io/ios/app/ownbank/id1623288463/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | **37.5% of reviews** | 6.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 120 MB | 56 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OWN BANK, THE RURAL BANK OF CAVITE CITY, INC.](https://appshunter.io/developer/1623288465) | [GRACIA TELECOMMUNICATIONS CORP.](https://appshunter.io/developer/1595833676) |

## What reviewers say

### OwnBank

[App page](https://appshunter.io/ios/app/ownbank/id1623288463)

Manage all your financial needs with a transparent and easy-to-use platform. Open an account online in minutes, manage multiple accounts, build wealth with simple deposits, and enjoy free money transfers to friends and family.

**Highlights:** Open account online in 10 minutes, Manage multiple accounts easily, Build wealth with simple deposits, Open time deposit accounts, Free money transfers, Transparent and easy finances

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### E

[App page](https://appshunter.io/ios/app/e-gracia/id6474898106)

Manage your finances with ease. Send money, pay bills, and top up mobile credits or virtual wallets conveniently. Utilize wallet credits for seamless transactions anytime, anywhere.

**Highlights:** Send money, Pay bills, Reload mobile credits, Top-up virtual wallets, Use wallet credits for transactions

**In-app purchases:** none


## Frequently asked questions

### Is OwnBank free?

OwnBank is free to download, with no in-app purchases.

### Is E free?

E is free to download, with no in-app purchases.

### Do OwnBank or E have ads?

Neither OwnBank nor E shows ads.

### Which is updated more often, OwnBank or E?

OwnBank ships an update fortnightly, and E every 2 months. Most recently, OwnBank was updated on October 24, 2026 and E on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*