# SmartQuotes vs SHIP

The clearest difference is update cadence: SHIP at every 3 months against SmartQuotes's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SmartQuotes ships an update every 8 months, SHIP every 3 months. The most recent releases landed on December 6, 2025 and September 11, 2026 respectively.

## The numbers

| Metric | SmartQuotes | SHIP |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 3 months** |
| Size | 35 MB | 91 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [INDUSIND GENERAL INSURANCE COMPANY LIMITED](https://appshunter.io/developer/1408864934) | [NUARCH FINTECH PRIVATE LIMITED](https://appshunter.io/developer/1827927384) |

## What reviewers say

### SmartQuotes

[App page](https://appshunter.io/ios/app/smartquotes/id1623342429)

**Features:** macOS Compatibility

**In-app purchases:** none


### SHIP

[App page](https://appshunter.io/ios/app/ship-investsmart/id6748909045)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SmartQuotes free?

SmartQuotes is free to download, with no in-app purchases.

### Is SHIP free?

SHIP is free to download, with no in-app purchases.

### Do SmartQuotes or SHIP have ads?

Neither SmartQuotes nor SHIP shows ads.

### Which is updated more often, SmartQuotes or SHIP?

SmartQuotes ships an update every 8 months, and SHIP every 3 months. Most recently, SmartQuotes was updated on December 6, 2025 and SHIP on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*