# Bank9ja vs Cubex

The clearest difference is review sentiment: Cubex at 100% against Bank9ja's 18%. Cubex also leads on rating (5.0 vs 2.7) and iOS requirement (13.0 vs 15.5). Bank9ja's advantage is ratings volume (9 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cubex holds the better App Store score, 5.0 against 2.7. Both are backed by a comparable volume of ratings — 9 and 3 respectively. Written reviews point the same way: 18% of Bank9ja's written reviews are positive against 100% of Cubex's.

Bank9ja ships an update every 6 weeks, Cubex every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Bank9ja | Cubex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (9 ratings)](https://appshunter.io/ios/app/bank9ja/id1623785886/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/cubex/id6670340252/reviews)** |
| Number of ratings | **9** | 3 |
| Positive reviews | 18.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 81 MB | 116 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [9 Payment Service Bank (9PSB)](https://appshunter.io/developer/1519792093) | [CUBEX-NG INTEGRATED TECHNOLOGY SERVICES CO. LIMITED](https://appshunter.io/developer/1765892322) |

## What reviewers say

### Bank9ja

[App page](https://appshunter.io/ios/app/bank9ja/id1623785886)

A digital banking platform designed for seamless and secure daily financial activities. It allows users to set up profiles quickly, send money, buy data, and pay bills for free, with additional bonuses and cashback. No branch visits or paperwork are required.

**Highlights:** Profile setup in 2 minutes, Secure passcode and biometric login, Free money transfers, Purchase data, Free bill payments, Exclusive freebies and cashback

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cubex

[App page](https://appshunter.io/ios/app/cubex/id6670340252)

This app facilitates quick money transfers to Nigerian banks and allows for seamless payment of various bills like electricity, airtime, and cable. It also offers instant cash withdrawals and a secure digital wallet for everyday transactions.

**Highlights:** Send money to Nigerian banks, Pay electricity bills, Pay airtime, Pay cable bills, Pay internet bills, Instant cash withdrawal, Secure digital wallet

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Bank9ja free?

Bank9ja is free to download, with no in-app purchases.

### Is Cubex free?

Cubex is free to download, with no in-app purchases.

### Which has better reviews, Bank9ja or Cubex?

Cubex is rated higher. Bank9ja averages 2.7 out of 5 from 9 ratings, while Cubex averages 5.0 from 3 ratings.

### Do Bank9ja or Cubex have ads?

Neither Bank9ja nor Cubex shows ads.

### Which is updated more often, Bank9ja or Cubex?

Bank9ja ships an update every 6 weeks, and Cubex every 3 weeks. Most recently, Bank9ja was updated on November 3, 2026 and Cubex on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*