# Bank9ja vs Simrapay

The clearest difference is in-app purchases: Bank9ja at none against Simrapay's 1. Simrapay's advantage is update cadence (weekly vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Simrapay sells 1 one-off in-app purchase. Bank9ja asks for nothing beyond the download.

Bank9ja ships an update every 6 weeks, Simrapay weekly. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Bank9ja | Simrapay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (9 ratings)](https://appshunter.io/ios/app/bank9ja/id1623785886/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 18.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 81 MB | 44 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [9 Payment Service Bank (9PSB)](https://appshunter.io/developer/1519792093) | [PMELAB TECHNOLOGY LIMITED](https://appshunter.io/developer/6795495202) |

## What reviewers say

### Bank9ja

[App page](https://appshunter.io/ios/app/bank9ja/id1623785886)

A digital banking platform designed for seamless and secure daily financial activities. It allows users to set up profiles quickly, send money, buy data, and pay bills for free, with additional bonuses and cashback. No branch visits or paperwork are required.

**Highlights:** Profile setup in 2 minutes, Secure passcode and biometric login, Free money transfers, Purchase data, Free bill payments, Exclusive freebies and cashback

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Simrapay

[App page](https://appshunter.io/ios/app/simrapay/id6795494971)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Simrapay | $4.99 | one-time |


## Frequently asked questions

### Is Bank9ja free?

Bank9ja is free to download, with no in-app purchases.

### Is Simrapay free?

Simrapay is free to download, with in-app purchases available.

### Do Bank9ja or Simrapay have ads?

Neither Bank9ja nor Simrapay shows ads.

### Which is updated more often, Bank9ja or Simrapay?

Bank9ja ships an update every 6 weeks, and Simrapay weekly. Most recently, Bank9ja was updated on October 24, 2026 and Simrapay on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*