# MC Pay vs EarnFM

The clearest difference is rating: MC Pay at 4.4 against EarnFM's 3.2. MC Pay also leads on ads (none vs shown) and review sentiment (78% vs 50%). EarnFM's advantage is device support (4 vs 2) and iOS requirement (12.0 vs 15.1). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MC Pay holds the better App Store score, 4.4 against 3.2. That said, the two scores are not equally well evidenced: MC Pay has 45 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 78% of MC Pay's written reviews are positive against 50% of EarnFM's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | MC Pay | EarnFM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (45 ratings)](https://appshunter.io/ios/app/mc-pay/id1624232502/reviews)** | [3.2 (9 ratings)](https://appshunter.io/ios/app/earnfm/id6459364793/reviews) |
| Number of ratings | **45** | 9 |
| Positive reviews | **77.8% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Ad-supported | Ad-supported |
| Size | 77 MB | 35 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [MEDIACUBE WORLDWIDE LTD](https://appshunter.io/developer/1624232504) | [TeraShift GmbH](https://appshunter.io/developer/1701754211) |

## What reviewers say

### MC Pay

[App page](https://appshunter.io/ios/app/mc-pay/id1624232502)

Manage your YouTube and Facebook creator revenue conveniently and securely. Get express payouts, utilize over 10 payment methods, and consolidate advertising deals. Access professional channel services to save time for creativity.

**Highlights:** Express payouts, 10+ payment methods, Manage advertising deals, Channel services, Secure revenue management

**In-app purchases:** none


### EarnFM

[App page](https://appshunter.io/ios/app/earnfm/id6459364793)

This app allows users to passively earn money by securely sharing their internet connection with data scientists for research. It supports technological development and cybersecurity while providing flexible earning options and easy tracking of profits. Users can redeem rewards through various payment methods.

**Highlights:** Earn money by sharing internet, Secure and private connection sharing, Flexible sharing options, Real-time profit tracking, Redeem rewards via PayPal, Crypto, Amazon, Supports digital research initiatives

**In-app purchases:** none


## Frequently asked questions

### Is MC Pay free?

MC Pay is free to download, with no in-app purchases.

### Is EarnFM free?

EarnFM is free to download, with no in-app purchases.

### Which has better reviews, MC Pay or EarnFM?

MC Pay is rated higher. MC Pay averages 4.4 out of 5 from 45 ratings, while EarnFM averages 3.2 from 9 ratings.

### Do MC Pay or EarnFM have ads?

EarnFM shows ads; MC Pay does not.

### Which is updated more often, MC Pay or EarnFM?

MC Pay ships an update fortnightly, and EarnFM fortnightly. Most recently, MC Pay was updated on October 17, 2026 and EarnFM on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*