# MC Pay vs Garna

The clearest difference is review sentiment: MC Pay at 78% against Garna's 29%. MC Pay also leads on rating (4.4 vs 3.7) and ratings volume (45 vs 9). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MC Pay holds the better App Store score, 4.4 against 3.7. That said, the two scores are not equally well evidenced: MC Pay has 45 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 78% of MC Pay's written reviews are positive against 29% of Garna's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | MC Pay | Garna |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (45 ratings)](https://appshunter.io/ios/app/mc-pay/id1624232502/reviews)** | [3.7 (9 ratings)](https://appshunter.io/ios/app/garna/id6749576890/reviews) |
| Number of ratings | **45** | 9 |
| Positive reviews | **77.8% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Ad-supported | Ad-supported |
| Size | 76 MB | 76 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MEDIACUBE WORLDWIDE LTD](https://appshunter.io/developer/1624232504) | [MediaCube Click Sp. z o.o.](https://appshunter.io/developer/1831252569) |

## What reviewers say

### MC Pay

[App page](https://appshunter.io/ios/app/mc-pay/id1624232502)

Manage your YouTube and Facebook creator revenue conveniently and securely. Get express payouts, utilize over 10 payment methods, and consolidate advertising deals. Access professional channel services to save time for creativity.

**Highlights:** Express payouts, 10+ payment methods, Manage advertising deals, Channel services, Secure revenue management

**In-app purchases:** none


### Garna

[App page](https://appshunter.io/ios/app/garna/id6749576890)

Receive and manage your earnings with this modern platform, supporting payments in over 150 countries. Choose from various payment methods like bank transfers and e-wallets for seamless income delivery worldwide. Your financial data is protected by a multi-level security system and KYC providers.

**Highlights:** Receive earnings globally, Manage income in one app, Multiple payment methods, Transparent fee structure, Reliable financial protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MC Pay free?

MC Pay is free to download, with no in-app purchases.

### Is Garna free?

Garna is free to download, with no in-app purchases.

### Which has better reviews, MC Pay or Garna?

MC Pay is rated higher. MC Pay averages 4.4 out of 5 from 45 ratings, while Garna averages 3.7 from 9 ratings.

### Do MC Pay or Garna have ads?

Neither MC Pay nor Garna shows ads.

### Which is updated more often, MC Pay or Garna?

MC Pay ships an update fortnightly, and Garna fortnightly. Most recently, MC Pay was updated on October 27, 2026 and Garna on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*