# Payday Today vs LendDirect

The clearest difference is rating: LendDirect at 2.3 against Payday Today's 1.0. LendDirect also leads on update cadence (every 3 days vs every 2 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LendDirect holds the better App Store score, 2.3 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Payday Today ships an update every 2 months, LendDirect every 3 days. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Payday Today | LendDirect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/payday-today/id1624451120/reviews) | **[2.3 (3 ratings)](https://appshunter.io/ios/app/lenddirect/id6744831116/reviews)** |
| Number of ratings | 1 | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free | Free |
| Size | 70 MB | 25 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [GoodApps Inc.](https://appshunter.io/developer/1465201500) | [CURO Management LLC](https://appshunter.io/developer/784028834) |

## What reviewers say

### Payday Today

[App page](https://appshunter.io/ios/app/payday-today/id1624451120)

Access accrued wages or available funds set by your employer. Easily request and transfer funds to any bank or e-wallet. Utilize vouchers for in-app transactions or send them to loved ones.

**Highlights:** Access accrued wages, Withdraw available funds, Transfer to banks/e-wallets, Request and use vouchers, View transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LendDirect

[App page](https://appshunter.io/ios/app/lenddirect/id6744831116)

Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.

**Highlights:** Push notifications for reminders, View current loan information, Manage your account, Make secure payments, Send secure messages to customer service

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payday Today free?

Payday Today is free to download, with no in-app purchases.

### Is LendDirect free?

LendDirect is free to download, with no in-app purchases.

### Which has better reviews, Payday Today or LendDirect?

LendDirect is rated higher. Payday Today averages 1.0 out of 5 from 1 ratings, while LendDirect averages 2.3 from 3 ratings.

### Do Payday Today or LendDirect have ads?

Neither Payday Today nor LendDirect shows ads.

### Which is updated more often, Payday Today or LendDirect?

Payday Today ships an update every 2 months, and LendDirect every 3 days. Most recently, Payday Today was updated on September 22, 2026 and LendDirect on September 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*