# Vantage Checking Rewards vs CashBack+ Pay

The clearest difference is rating: CashBack+ Pay at 4.8 against Vantage Checking Rewards's 3.0. CashBack+ Pay also leads on update cadence (every 2 weeks vs every 9 months) and ratings volume (619 vs 4). Vantage Checking Rewards's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CashBack+ Pay holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: CashBack+ Pay has 619 ratings behind it against 4, so its average is the more settled of the two.

Vantage Checking Rewards ships an update every 9 months, CashBack+ Pay every 2 weeks. The most recent releases landed on June 5, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Vantage Checking Rewards | CashBack+ Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (4 ratings)](https://appshunter.io/ios/app/vantage-checking-rewards/id1624951844/reviews) | **[4.8 (619 ratings)](https://appshunter.io/ios/app/cashback-plus-pay/id6499554007/reviews)** |
| Number of ratings | 4 | **619** |
| Positive reviews | — | 87.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 73 MB | 42 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vantage Credit Union](https://appshunter.io/developer/648554541) | [Prizeout Corp.](https://appshunter.io/developer/1743848669) |

## What reviewers say

### Vantage Checking Rewards

[App page](https://appshunter.io/ios/app/vantage-checking-rewards/id1624951844)

Discover local and online discounts for dining, shopping, travel, and entertainment. Present mobile coupons for instant savings and track your progress with a savings calculator.  Manage favorite merchants and submit requests for new retailers.

**Highlights:** Thousands of dining, shopping, travel, and entertainment deals, Mobile coupon redemption, Deal notifications, Favorite merchant list, Merchant request submission, Savings calculator

**Features:** Apple Wallet

**In-app purchases:** none


### CashBack+ Pay

[App page](https://appshunter.io/ios/app/cashback-plus-pay/id6499554007)

Earn instant cashback on everyday purchases with this app. Connect your credit union account and pay in-store or online with top brands to receive immediate rewards. Enjoy no exclusions or waiting periods for your earned cashback.

**Highlights:** Earn instant cashback, Pay in-store and online, Connect credit union account, Rewards from top brands, No waiting period, No exclusions

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💰 Earn money while shopping
- ⚡ Easy and convenient to use
- 💳 Seamless integration with bank/credit union
- 🏆 Generous cash back percentages
- 💸 Instant cash back credited to account

**What reviewers complain about**

- 🤔 Occasional login/setup issues
- 🤷‍♀️ Gift card balances not always updated
- 🙄 Forgetting to use the app
- 🤨 Awkward to demonstrate to others
- 😒 Some online purchases not working

**Reported bugs**

- Transactions not registering correctly
- Online payment/checkout issues

**Requested features**

- Automatic cash back integration with debit/credit cards
- Ability to return/exchange gift cards
- Option to add cash back to digital wallets
- Expanded merchant partnerships


## Frequently asked questions

### Is Vantage Checking Rewards free?

Vantage Checking Rewards is free to download, with no in-app purchases.

### Is CashBack+ Pay free?

CashBack+ Pay is free to download, with no in-app purchases.

### Which has better reviews, Vantage Checking Rewards or CashBack+ Pay?

CashBack+ Pay is rated higher. Vantage Checking Rewards averages 3.0 out of 5 from 4 ratings, while CashBack+ Pay averages 4.8 from 619 ratings.

### Do Vantage Checking Rewards or CashBack+ Pay have ads?

Neither Vantage Checking Rewards nor CashBack+ Pay shows ads.

### Which is updated more often, Vantage Checking Rewards or CashBack+ Pay?

Vantage Checking Rewards ships an update every 9 months, and CashBack+ Pay every 2 weeks. Most recently, Vantage Checking Rewards was updated on June 5, 2026 and CashBack+ Pay on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*