# Empréstimo e Crédito CredCalc vs FinanceWise

The clearest difference is review sentiment: FinanceWise at 100% against Empréstimo e Crédito CredCalc's 38%. FinanceWise also leads on in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. Empréstimo e Crédito CredCalc sells 1 in-app purchase, starting at $0.99 per month. FinanceWise asks for nothing beyond the download.

Empréstimo e Crédito CredCalc ships an update every 11 days, FinanceWise fortnightly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Empréstimo e Crédito CredCalc | FinanceWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (5 ratings)](https://appshunter.io/ios/app/emprestimo-e-credito-credcalc/id1624975436/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 37.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 11 days** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 103 MB | 31 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | +17 | 4+ |
| Developer | [Leandro Nunes](https://appshunter.io/developer/1616922949) | [Cesar Balbinott](https://appshunter.io/developer/1570176347) |

## What reviewers say

### Empréstimo e Crédito CredCalc

[App page](https://appshunter.io/ios/app/emprestimo-e-credito-credcalc/id1624975436)

Simulate personal loans, vehicle financing, and credit cards with transparent calculations. Compare scenarios, adjust terms, and understand the total cost before committing to credit.

**Highlights:** Personal loan simulation, Vehicle financing calculation, Credit card comparison, Interest and installment calculation, Scenario comparison, Adjustable terms and rates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CredCalc Pro | $0.99 | per month |


### FinanceWise

[App page](https://appshunter.io/ios/app/financewise/id1669983340)

Learn about financing, loans, and investments with an intuitive simulation tool. Understand compound interest, amortization, and rates to make informed financial decisions. Discover the best options for purchasing assets or investing your money.

**Highlights:** Financing simulations, Loan simulations, Investment simulations, Compound interest learning, Amortization analysis, Interest rate comparison, Financial decision making

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Empréstimo e Crédito CredCalc free?

Empréstimo e Crédito CredCalc is free to download, with in-app purchases available.

### Is FinanceWise free?

FinanceWise is free to download, with no in-app purchases.

### Do Empréstimo e Crédito CredCalc or FinanceWise have ads?

Empréstimo e Crédito CredCalc shows ads; FinanceWise does not.

### Which is updated more often, Empréstimo e Crédito CredCalc or FinanceWise?

Empréstimo e Crédito CredCalc ships an update every 11 days, and FinanceWise fortnightly. Most recently, Empréstimo e Crédito CredCalc was updated on November 3, 2026 and FinanceWise on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*