# Empréstimo e Crédito CredCalc vs Pagaê

The clearest difference is ads: Pagaê at none against Empréstimo e Crédito CredCalc's shown. Pagaê also leads on update cadence (every 5 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Empréstimo e Crédito CredCalc ships an update fortnightly, Pagaê every 5 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Empréstimo e Crédito CredCalc | Pagaê |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (5 ratings)](https://appshunter.io/ios/app/emprestimo-e-credito-credcalc/id1624975436/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 37.5% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Ad-supported | — |
| Size | 103 MB | 59 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | +17 | 4+ |
| Developer | [Leandro Nunes](https://appshunter.io/developer/1616922949) | [Odilon Santos](https://appshunter.io/developer/1879029668) |

## What reviewers say

### Empréstimo e Crédito CredCalc

[App page](https://appshunter.io/ios/app/emprestimo-e-credito-credcalc/id1624975436)

Easily simulate personal loans, credit cards, and vehicle financing. Calculate monthly payments, total interest, and compare different scenarios to make informed financial decisions and avoid high interest rates.

**Highlights:** Personal loan simulation, Credit card comparison, Vehicle financing simulation, Interest and installment calculation, Scenario comparison, Pronampe loan simulator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pagaê

[App page](https://appshunter.io/ios/app/pagae/id6759492655)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Empréstimo e Crédito CredCalc free?

Empréstimo e Crédito CredCalc is free to download, with no in-app purchases.

### Is Pagaê free?

Pagaê is free to download, with no in-app purchases.

### Do Empréstimo e Crédito CredCalc or Pagaê have ads?

Empréstimo e Crédito CredCalc shows ads; Pagaê does not.

### Which is updated more often, Empréstimo e Crédito CredCalc or Pagaê?

Empréstimo e Crédito CredCalc ships an update fortnightly, and Pagaê every 5 days. Most recently, Empréstimo e Crédito CredCalc was updated on October 27, 2026 and Pagaê on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*