# Empréstimo e Crédito CredCalc vs MAIS Card

The clearest difference is ads: MAIS Card at none against Empréstimo e Crédito CredCalc's shown. MAIS Card also leads on rating (4.9 vs 4.6) and ratings volume (102 vs 5). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MAIS Card holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: MAIS Card has 102 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 38% of Empréstimo e Crédito CredCalc's written reviews are positive against 48% of MAIS Card's.

Empréstimo e Crédito CredCalc ships an update fortnightly, MAIS Card every 10 days. The most recent releases landed on October 27, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Empréstimo e Crédito CredCalc | MAIS Card |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (5 ratings)](https://appshunter.io/ios/app/emprestimo-e-credito-credcalc/id1624975436/reviews) | **[4.9 (102 ratings)](https://appshunter.io/ios/app/mais-card/id6816069913/reviews)** |
| Number of ratings | 5 | **102** |
| Positive reviews | 37.5% of reviews | **47.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Ad-supported | **Free** |
| Best chart rank | — | **#178** |
| Size | 103 MB | 64 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | +17 | +4 |
| Developer | [Leandro Nunes](https://appshunter.io/developer/1616922949) | [MAIS UP](https://appshunter.io/developer/6816069915) |

## What reviewers say

### Empréstimo e Crédito CredCalc

[App page](https://appshunter.io/ios/app/emprestimo-e-credito-credcalc/id1624975436)

Easily simulate personal loans, credit cards, and vehicle financing. Calculate monthly payments, total interest, and compare different scenarios to make informed financial decisions and avoid high interest rates.

**Highlights:** Personal loan simulation, Credit card comparison, Vehicle financing simulation, Interest and installment calculation, Scenario comparison, Pronampe loan simulator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MAIS Card

[App page](https://appshunter.io/ios/app/mais-card/id6816069913)

**Currently charting:** #178 Top Free · Finance (US App Store)

Manage your credit card, digital wallet, and financial services in one place. Apply for a Mastercard with NFC technology and an initial limit of up to R$1,500, without credit checks. Track your spending, make Pix transfers, and earn rewards.

**Highlights:** Credit card application and management, Digital wallet (Carteira+), Pix transfers, Account management (Conta+), Loyalty program (+Coins), Referral program

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Empréstimo e Crédito CredCalc free?

Empréstimo e Crédito CredCalc is free to download, with no in-app purchases.

### Is MAIS Card free?

MAIS Card is free to download, with no in-app purchases.

### Which has better reviews, Empréstimo e Crédito CredCalc or MAIS Card?

MAIS Card is rated higher. Empréstimo e Crédito CredCalc averages 4.6 out of 5 from 5 ratings, while MAIS Card averages 4.9 from 102 ratings.

### Do Empréstimo e Crédito CredCalc or MAIS Card have ads?

Empréstimo e Crédito CredCalc shows ads; MAIS Card does not.

### Which is updated more often, Empréstimo e Crédito CredCalc or MAIS Card?

Empréstimo e Crédito CredCalc ships an update fortnightly, and MAIS Card every 10 days. Most recently, Empréstimo e Crédito CredCalc was updated on October 27, 2026 and MAIS Card on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*