# North Star Mutual vs FairWise

The clearest difference is rating: FairWise at 5.0 against North Star Mutual's 1.9. FairWise also leads on update cadence (monthly vs every 3 months). North Star Mutual's advantage is ratings volume (16 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FairWise holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: North Star Mutual has 16 ratings behind it against 2, so its average is the more settled of the two.

North Star Mutual ships an update every 3 months, FairWise monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | North Star Mutual | FairWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (16 ratings)](https://appshunter.io/ios/app/north-star-mutual-mobile/id1625855427/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/fairwise/id6773777929/reviews)** |
| Number of ratings | **16** | 2 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 49 MB | 33 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [North Star Mutual Insurance Company](https://appshunter.io/developer/1611507895) | [Zachary Heiling](https://appshunter.io/developer/6773777931) |

## What reviewers say

### North Star Mutual

[App page](https://appshunter.io/ios/app/north-star-mutual-mobile/id1625855427)

Manage your insurance policies on the go. View policy details, make payments with various methods, and track your claims. Easily connect with your insurance agent for support.

**Highlights:** View policy details, Make payments (Credit Card, Debit Card, Checking/Savings Account), View open and closed claims, Contact agent

**Features:** Vision Pro support

**In-app purchases:** none


### FairWise

[App page](https://appshunter.io/ios/app/fairwise/id6773777929)

Easily track and split shared expenses for any group activity. Organize costs for trips, events, or roommates, and see real-time balances. Settle up with clear payment tracking.

**Highlights:** Create and manage multiple expense groups, Track shared expenses, Split costs evenly or custom, Record payments and settlements, View real-time balances, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is North Star Mutual free?

North Star Mutual is free to download, with no in-app purchases.

### Is FairWise free?

FairWise is free to download, with no in-app purchases.

### Which has better reviews, North Star Mutual or FairWise?

FairWise is rated higher. North Star Mutual averages 1.9 out of 5 from 16 ratings, while FairWise averages 5.0 from 2 ratings.

### Do North Star Mutual or FairWise have ads?

Neither North Star Mutual nor FairWise shows ads.

### Which is updated more often, North Star Mutual or FairWise?

North Star Mutual ships an update every 3 months, and FairWise monthly. Most recently, North Star Mutual was updated on October 24, 2026 and FairWise on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*