# SLTF Mobile vs American Finances

The clearest difference is rating: American Finances at 5.0 against SLTF Mobile's 2.9. American Finances also leads on update cadence (fortnightly vs every 6 weeks). SLTF Mobile's advantage is ratings volume (36 vs 1) and iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

American Finances holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: SLTF Mobile has 36 ratings behind it against 1, so its average is the more settled of the two.

SLTF Mobile ships an update every 6 weeks, American Finances fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SLTF Mobile | American Finances |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (36 ratings)](https://appshunter.io/ios/app/sltf-mobile/id1626019738/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/american-finances/id6762162091/reviews)** |
| Number of ratings | **36** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 37 MB | 189 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Students Loan Trust Fund](https://appshunter.io/developer/1626019740) | [Worthen Bros. LLC](https://appshunter.io/developer/1893181644) |

## What reviewers say

### SLTF Mobile

[App page](https://appshunter.io/ios/app/sltf-mobile/id1626019738)

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

**Highlights:** Loan application for tertiary students, Requires Ghana Card, Requires personal email, Requires e-zwich card registration, Supports undergraduate programs

**In-app purchases:** none


### American Finances

[App page](https://appshunter.io/ios/app/american-finances/id6762162091)

Manage your finances with a private, user-friendly app offering calculators, budgeting tools, and credit card optimization. Discover financial opportunities and make smarter decisions without complex tracking or data collection.

**Highlights:** Financial calculators (Net Worth, Affordability), Simple and advanced budgeting, Credit card optimization and offers, Shopping and financial opportunity discovery, Privacy-focused, local data storage, Intuitive and distraction-free interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SLTF Mobile free?

SLTF Mobile is free to download, with no in-app purchases.

### Is American Finances free?

American Finances is free to download, with no in-app purchases.

### Which has better reviews, SLTF Mobile or American Finances?

American Finances is rated higher. SLTF Mobile averages 2.9 out of 5 from 36 ratings, while American Finances averages 5.0 from 1 ratings.

### Do SLTF Mobile or American Finances have ads?

Neither SLTF Mobile nor American Finances shows ads.

### Which is updated more often, SLTF Mobile or American Finances?

SLTF Mobile ships an update every 6 weeks, and American Finances fortnightly. Most recently, SLTF Mobile was updated on November 3, 2026 and American Finances on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*