# SLTF Mobile vs EarnBack with LemFi

The clearest difference is rating: EarnBack with LemFi at 5.0 against SLTF Mobile's 2.9. EarnBack with LemFi also leads on update cadence (every 4 days vs every 6 weeks). SLTF Mobile's advantage is ratings volume (35 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EarnBack with LemFi holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: SLTF Mobile has 35 ratings behind it against 1, so its average is the more settled of the two.

SLTF Mobile ships an update every 6 weeks, EarnBack with LemFi every 4 days. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | SLTF Mobile | EarnBack with LemFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (35 ratings)](https://appshunter.io/ios/app/sltf-mobile/id1626019738/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/earnback-with-lemfi/id6766602353/reviews)** |
| Number of ratings | **35** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Monetization | Free | Free |
| Size | 37 MB | 40 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Students Loan Trust Fund](https://appshunter.io/developer/1626019740) | [Lemonade Finance](https://appshunter.io/developer/1533066811) |

## What reviewers say

### SLTF Mobile

[App page](https://appshunter.io/ios/app/sltf-mobile/id1626019738)

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

**Highlights:** Loan application for tertiary students, Requires Ghana Card, Requires personal email, Requires e-zwich card registration, Supports undergraduate programs

**In-app purchases:** none


### EarnBack with LemFi

[App page](https://appshunter.io/ios/app/earnback-with-lemfi/id6766602353)

Turn your network into earnings by inviting friends and family to use a money transfer service. Earn real cashback when their qualifying transfers are completed. Withdraw your earnings directly to your bank or mobile money account.

**Highlights:** Invite friends and family to send money, Earn cashback on qualifying transfers, Withdraw earnings to bank or mobile money, Track invites, earnings, and rewards, View local leaderboard, No transfer fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SLTF Mobile free?

SLTF Mobile is free to download, with no in-app purchases.

### Is EarnBack with LemFi free?

EarnBack with LemFi is free to download, with no in-app purchases.

### Which has better reviews, SLTF Mobile or EarnBack with LemFi?

EarnBack with LemFi is rated higher. SLTF Mobile averages 2.9 out of 5 from 35 ratings, while EarnBack with LemFi averages 5.0 from 1 ratings.

### Do SLTF Mobile or EarnBack with LemFi have ads?

Neither SLTF Mobile nor EarnBack with LemFi shows ads.

### Which is updated more often, SLTF Mobile or EarnBack with LemFi?

SLTF Mobile ships an update every 6 weeks, and EarnBack with LemFi every 4 days. Most recently, SLTF Mobile was updated on October 24, 2026 and EarnBack with LemFi on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*