# SLTF Mobile vs Needs & Wants

The clearest difference is in-app purchases: SLTF Mobile at none against Needs & Wants's 2. SLTF Mobile also leads on iOS requirement (12.0 vs 15.1). Needs & Wants's advantage is update cadence (every 11 days vs every 6 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Needs & Wants sells 2 in-app purchases, starting at $9.99 per month. SLTF Mobile asks for nothing beyond the download.

SLTF Mobile ships an update every 6 weeks, Needs & Wants every 11 days. The most recent releases landed on November 12, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SLTF Mobile | Needs & Wants |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.9 (37 ratings)](https://appshunter.io/ios/app/sltf-mobile/id1626019738/reviews)** | — |
| Number of ratings | **37** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 11 days** |
| Monetization | Free | — |
| Size | 37 MB | 45 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Students Loan Trust Fund](https://appshunter.io/developer/1626019740) | [Khushal Panchariya](https://appshunter.io/developer/6780147017) |

## What reviewers say

### SLTF Mobile

[App page](https://appshunter.io/ios/app/sltf-mobile/id1626019738)

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

**Highlights:** Loan application for tertiary students, Requires Ghana Card, Requires personal email, Requires e-zwich card registration, Supports undergraduate programs

**In-app purchases:** none


### Needs & Wants

[App page](https://appshunter.io/ios/app/needs-and-wants-expense-tracker/id6780147015)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $9.99 | per month |
| Lifetime Access | $49.99 | one-time |


## Frequently asked questions

### Is SLTF Mobile free?

SLTF Mobile is free to download, with no in-app purchases.

### Is Needs & Wants free?

Needs & Wants is free to download, with in-app purchases available.

### Do SLTF Mobile or Needs & Wants have ads?

Neither SLTF Mobile nor Needs & Wants shows ads.

### Which is updated more often, SLTF Mobile or Needs & Wants?

SLTF Mobile ships an update every 6 weeks, and Needs & Wants every 11 days. Most recently, SLTF Mobile was updated on November 12, 2026 and Needs & Wants on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*