# Moni Note vs Займы онлайн INTEGRAL

The clearest difference is rating: Moni Note at 4.7 against Займы онлайн INTEGRAL's 2.8. Moni Note also leads on update cadence (every 9 days vs every 5 weeks). Займы онлайн INTEGRAL's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. Moni Note sells 2 in-app purchases, starting at $1.99 per month. Займы онлайн INTEGRAL asks for nothing beyond the download.

Moni Note holds the better App Store score, 4.7 against 2.8. Both are backed by a comparable volume of ratings — 7 and 5 respectively.

Moni Note ships an update every 9 days, Займы онлайн INTEGRAL every 5 weeks. The most recent releases landed on September 16, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Moni Note | Займы онлайн INTEGRAL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (7 ratings)](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996/reviews)** | [2.8 (5 ratings)](https://appshunter.io/ios/app/integral/id6463857493/reviews) |
| Number of ratings | **7** | 5 |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 9 days** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 86 MB | 27 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Khang Nguyen Ho Truong](https://appshunter.io/developer/1626029998) | [INTEGRAL, OOO (Mobile)](https://appshunter.io/developer/1705187364) |

## What reviewers say

### Moni Note

[App page](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996)

Easily track your income and expenses with an intuitive interface. Automatically categorize spending, secure your data with cloud backup, and sync across devices. Take control of your finances with smart tools.

**Highlights:** Easy expense and income recording, Smart categorization of spending, Secure cloud data backup, Sync data across multiple devices, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $1.99 | per month |
| 1 Year | $19.99 | per year |


### Займы онлайн INTEGRAL

[App page](https://appshunter.io/ios/app/integral/id6463857493)

This app provides online loans with low interest rates and instant approval. It offers credit services for individuals aged 18 and above, with loan amounts ranging from 1,000 to 200,000 rubles. The loan terms are between 61 and 91 days.

**Highlights:** Online loan applications, Low interest rates, Instant approval, Loan amounts up to 200,000 rubles, Flexible repayment terms

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Moni Note free?

Moni Note is free to download, with in-app purchases available.

### Is Займы онлайн INTEGRAL free?

Займы онлайн INTEGRAL is free to download, with no in-app purchases.

### Which has better reviews, Moni Note or Займы онлайн INTEGRAL?

Moni Note is rated higher. Moni Note averages 4.7 out of 5 from 7 ratings, while Займы онлайн INTEGRAL averages 2.8 from 5 ratings.

### Do Moni Note or Займы онлайн INTEGRAL have ads?

Moni Note shows ads; Займы онлайн INTEGRAL does not.

### Which is updated more often, Moni Note or Займы онлайн INTEGRAL?

Moni Note ships an update every 9 days, and Займы онлайн INTEGRAL every 5 weeks. Most recently, Moni Note was updated on September 16, 2026 and Займы онлайн INTEGRAL on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*