# 房贷计算器 vs 百川云磁

The clearest difference is ads: 百川云磁 at none against 房贷计算器's shown. 房贷计算器's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

房贷计算器 ships an update every 10 days, 百川云磁 every 11 days. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | 房贷计算器 | 百川云磁 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 10 days** | Every 11 days |
| Monetization | Free with in-app purchases | — |
| Size | 5 MB | 162 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Guangzhou Black Box Network Technology Co., Ltd.](https://appshunter.io/developer/1526609856) | [Shenzhen Xi'an Shuke Technology Co., Ltd.](https://appshunter.io/developer/1773334900) |

## What reviewers say

### 房贷计算器

[App page](https://appshunter.io/ios/app/lpr/id1626308458)

This utility app quickly calculates mortgage payments using the latest loan interest rates. It's designed to help users save money when buying a home by providing fast and accurate calculations.

**Highlights:** Automatic calculations, Batch processing, Fast calculation speed, Latest loan interest rates (2023), Helps save money on home purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 百川云磁

[App page](https://appshunter.io/ios/app/id6736795281)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 房贷计算器 free?

房贷计算器 is free to download, with no in-app purchases.

### Is 百川云磁 free?

百川云磁 is free to download, with no in-app purchases.

### Do 房贷计算器 or 百川云磁 have ads?

房贷计算器 shows ads; 百川云磁 does not.

### Which is updated more often, 房贷计算器 or 百川云磁?

房贷计算器 ships an update every 10 days, and 百川云磁 every 11 days. Most recently, 房贷计算器 was updated on October 13, 2026 and 百川云磁 on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*