# 房贷计算器 vs MiKey

The clearest difference is ads: MiKey at none against 房贷计算器's shown. 房贷计算器's advantage is iOS requirement (13.0 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 10 days. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 房贷计算器 | MiKey |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 10 days | Every 10 days |
| Monetization | Free with in-app purchases | — |
| Size | 5 MB | 128 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Guangzhou Black Box Network Technology Co., Ltd.](https://appshunter.io/developer/1526609856) | [冷杉云(北京)科技股份有限公司](https://appshunter.io/developer/1290582299) |

## What reviewers say

### 房贷计算器

[App page](https://appshunter.io/ios/app/lpr/id1626308458)

This utility app quickly calculates mortgage payments using the latest loan interest rates. It's designed to help users save money when buying a home by providing fast and accurate calculations.

**Highlights:** Automatic calculations, Batch processing, Fast calculation speed, Latest loan interest rates (2023), Helps save money on home purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MiKey

[App page](https://appshunter.io/ios/app/mikey/id6755109104)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 房贷计算器 free?

房贷计算器 is free to download, with no in-app purchases.

### Is MiKey free?

MiKey is free to download, with no in-app purchases.

### Do 房贷计算器 or MiKey have ads?

房贷计算器 shows ads; MiKey does not.

### Which is updated more often, 房贷计算器 or MiKey?

房贷计算器 ships an update every 10 days, and MiKey every 10 days. Most recently, 房贷计算器 was updated on October 13, 2026 and MiKey on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*