# MCTPay vs MTM Rewards

The clearest difference is update cadence: MCTPay at every 10 days against MTM Rewards's every 3 weeks. MTM Rewards's advantage is iOS requirement (15.1 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCTPay ships an update every 10 days, MTM Rewards every 3 weeks. The most recent releases landed on October 3, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | MCTPay | MTM Rewards |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Size | 9 MB | 33 MB |
| Requires iOS | 17.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MOBILE COMMUNITY TECH PTE LTD](https://appshunter.io/developer/1626416581) | [MTM PAYMENTS PTE. LTD.](https://appshunter.io/developer/1725070914) |

## What reviewers say

### MCTPay

[App page](https://appshunter.io/ios/app/mctpay/id1626416579)

**Features:** macOS Compatibility

**In-app purchases:** none


### MTM Rewards

[App page](https://appshunter.io/ios/app/mtm-rewards/id6480577475)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MCTPay free?

MCTPay is free to download, with no in-app purchases.

### Is MTM Rewards free?

MTM Rewards is free to download, with no in-app purchases.

### Do MCTPay or MTM Rewards have ads?

Neither MCTPay nor MTM Rewards shows ads.

### Which is updated more often, MCTPay or MTM Rewards?

MCTPay ships an update every 10 days, and MTM Rewards every 3 weeks. Most recently, MCTPay was updated on October 3, 2026 and MTM Rewards on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*