# eLendly vs Credit9

The clearest difference is rating: Credit9 at 4.0 against eLendly's 2.2. Credit9 also leads on review sentiment (33% vs 7%) and update cadence (every 3 weeks vs every 2 months). eLendly's advantage is iOS requirement (12.0 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Credit9 holds the better App Store score, 4.0 against 2.2. Both are backed by a comparable volume of ratings — 49 and 22 respectively. Written reviews point the same way: 7% of eLendly's written reviews are positive against 33% of Credit9's.

eLendly ships an update every 2 months, Credit9 every 3 weeks. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | eLendly | Credit9 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (49 ratings)](https://appshunter.io/ios/app/elendly/id1626632575/reviews) | **[4.0 (22 ratings)](https://appshunter.io/ios/app/credit9/id1664251230/reviews)** |
| Number of ratings | **49** | 22 |
| Positive reviews | 6.7% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 70 MB | 236 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Elendly Limited](https://appshunter.io/developer/1626632577) | [Credit9 LLC](https://appshunter.io/developer/1664251232) |

## What reviewers say

### eLendly

[App page](https://appshunter.io/ios/app/elendly/id1626632575)

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

**Highlights:** Automate subscriptions, Lend and borrow with friends, Track finances, Investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### Credit9

[App page](https://appshunter.io/ios/app/credit9/id1664251230)

Manage your debt resolution loans with ease. This app provides access to your client portal, allowing you to schedule payments, view transactions, and update your information securely. It offers the same functionality as the desktop portal for convenient on-the-go financial management.

**Highlights:** Loan portal access, Payment scheduling, Transaction history, Update personal info, Secure login, News updates

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eLendly free?

eLendly is free to download, with no in-app purchases.

### Is Credit9 free?

Credit9 is free to download, with no in-app purchases.

### Which has better reviews, eLendly or Credit9?

Credit9 is rated higher. eLendly averages 2.2 out of 5 from 49 ratings, while Credit9 averages 4.0 from 22 ratings.

### Do eLendly or Credit9 have ads?

Neither eLendly nor Credit9 shows ads.

### Which is updated more often, eLendly or Credit9?

eLendly ships an update every 2 months, and Credit9 every 3 weeks. Most recently, eLendly was updated on October 16, 2026 and Credit9 on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*