# eLendly vs Neocash Mobile

The clearest difference is rating: Neocash Mobile at 3.7 against eLendly's 2.2. Neocash Mobile also leads on update cadence (fortnightly vs every 2 months). eLendly's advantage is monetization model (free vs ad-supported) and ratings volume (49 vs 6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Neocash Mobile holds the better App Store score, 3.7 against 2.2. That said, the two scores are not equally well evidenced: eLendly has 49 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 7% of eLendly's written reviews are positive against 14% of Neocash Mobile's.

eLendly ships an update every 2 months, Neocash Mobile fortnightly. The most recent releases landed on September 16, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | eLendly | Neocash Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (49 ratings)](https://appshunter.io/ios/app/elendly/id1626632575/reviews) | **[3.7 (6 ratings)](https://appshunter.io/ios/app/neocash-mobile/id6444277601/reviews)** |
| Number of ratings | **49** | 6 |
| Positive reviews | 6.7% of reviews | **14.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 70 MB | 129 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Elendly Limited](https://appshunter.io/developer/1626632577) | [Shephard Trust Bank](https://appshunter.io/developer/1653545557) |

## What reviewers say

### eLendly

[App page](https://appshunter.io/ios/app/elendly/id1626632575)

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

**Highlights:** Automate subscriptions, Lend and borrow with friends, Track finances, Investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### Neocash Mobile

[App page](https://appshunter.io/ios/app/neocash-mobile/id6444277601)

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

**Highlights:** Loan amounts from ₦5,000 to ₦5,000,000, Flexible repayment periods, Fast loan approval and disbursement, No collateral or guarantor needed, Secure and reliable loan service, Human-touch digital banking

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eLendly free?

eLendly is free to download, with no in-app purchases.

### Is Neocash Mobile free?

Neocash Mobile is free to download, with no in-app purchases.

### Which has better reviews, eLendly or Neocash Mobile?

Neocash Mobile is rated higher. eLendly averages 2.2 out of 5 from 49 ratings, while Neocash Mobile averages 3.7 from 6 ratings.

### Do eLendly or Neocash Mobile have ads?

Neither eLendly nor Neocash Mobile shows ads.

### Which is updated more often, eLendly or Neocash Mobile?

eLendly ships an update every 2 months, and Neocash Mobile fortnightly. Most recently, eLendly was updated on September 16, 2026 and Neocash Mobile on September 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*