# eLendly vs Smart Loan Plus

The clearest difference is rating: Smart Loan Plus at 5.0 against eLendly's 2.2. Smart Loan Plus also leads on update cadence (weekly vs every 2 months). eLendly's advantage is in-app purchases (none vs 5) and ratings volume (49 vs 1). On price and ads there is nothing between them.

Both are free to download. Smart Loan Plus sells 5 in-app purchases, starting at $1.99 per year. eLendly asks for nothing beyond the download.

Smart Loan Plus holds the better App Store score, 5.0 against 2.2. That said, the two scores are not equally well evidenced: eLendly has 49 ratings behind it against 1, so its average is the more settled of the two.

eLendly ships an update every 2 months, Smart Loan Plus weekly. The most recent releases landed on October 3, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | eLendly | Smart Loan Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (49 ratings)](https://appshunter.io/ios/app/elendly/id1626632575/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-loan-plus/id6462837474/reviews)** |
| Number of ratings | **49** | 1 |
| Positive reviews | 6.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 70 MB | 5 MB |
| Requires iOS | **12.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Elendly Limited](https://appshunter.io/developer/1626632577) | [Roberto J Franqui Rodriguez](https://appshunter.io/developer/1680428662) |

## What reviewers say

### eLendly

[App page](https://appshunter.io/ios/app/elendly/id1626632575)

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

**Highlights:** Automate subscriptions, Lend and borrow with friends, Track finances, Investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart Loan Plus

[App page](https://appshunter.io/ios/app/smart-loan-plus/id6462837474)

This app helps you save money on loans and mortgages by calculating the impact of extra principal payments. Compare loan scenarios, visualize interest savings, and reduce your loan term.

**Highlights:** Calculate personal, mortgage, and car loans, Visualize interest savings and reduced loan terms, Compare loan scenarios side-by-side, Access loan amortization tables, Save and manage favorite loan calculations

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All Access | $1.99 | per year |
| All Access | $3.99 | per month |
| All Access | $3.99 | per month |
| All Access | $29.99 | per year |
| All Access | $29.99 | per year |


## Frequently asked questions

### Is eLendly free?

eLendly is free to download, with no in-app purchases.

### Is Smart Loan Plus free?

Smart Loan Plus is free to download, with in-app purchases available.

### Which has better reviews, eLendly or Smart Loan Plus?

Smart Loan Plus is rated higher. eLendly averages 2.2 out of 5 from 49 ratings, while Smart Loan Plus averages 5.0 from 1 ratings.

### Do eLendly or Smart Loan Plus have ads?

Neither eLendly nor Smart Loan Plus shows ads.

### Which is updated more often, eLendly or Smart Loan Plus?

eLendly ships an update every 2 months, and Smart Loan Plus weekly. Most recently, eLendly was updated on October 3, 2026 and Smart Loan Plus on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*