# eLendly vs OPay Business

The clearest difference is rating: OPay Business at 3.6 against eLendly's 2.7. OPay Business also leads on update cadence (every 2 weeks vs every 2 months) and review sentiment (22% vs 7%). eLendly's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OPay Business holds the better App Store score, 3.6 against 2.7. That said, the two scores are not equally well evidenced: OPay Business has 847 ratings behind it against 106, so its average is the more settled of the two. Written reviews point the same way: 7% of eLendly's written reviews are positive against 22% of OPay Business's.

eLendly ships an update every 2 months, OPay Business every 2 weeks. The most recent releases landed on October 23, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | eLendly | OPay Business |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (106 ratings)](https://appshunter.io/ios/app/elendly/id1626632575/reviews) | **[3.6 (847 ratings)](https://appshunter.io/ios/app/opay-business/id6467380679/reviews)** |
| Number of ratings | 106 | **847** |
| Positive reviews | 6.7% of reviews | **21.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Best chart rank | — | **#101** |
| Size | 70 MB | 105 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Elendly Limited](https://appshunter.io/developer/1626632577) | [OPay Digital Services Pte.Ltd.](https://appshunter.io/developer/1699757184) |

## What reviewers say

### eLendly

[App page](https://appshunter.io/ios/app/elendly/id1626632575)

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

**Highlights:** Automate subscriptions, Lend and borrow with friends, Track finances, Investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### OPay Business

[App page](https://appshunter.io/ios/app/opay-business/id6467380679)

**Currently charting:** #101 Top Free · Finance (US App Store)

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

**Highlights:** Omnichannel payment collection, Unique account for transfers, POS application and management, Branch and employee management, Downloadable business statements, Access to 200+ billers

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Good app functionality overall
- 💡 Bill payment feature requested and appreciated

**What reviewers complain about**

- 🐛 Missing loan icon in updated version
- 🐛 Transaction history not displaying properly
- 🐛 Sub-account creation failing on iPhone
- 🐛 Sub-account withdrawal not working on iPhone
- 🐛 Business account transfer features removed for Apple users

**Reported bugs**

- Loan icon missing from updated app
- Transaction history not showing previous transactions
- Sub-account creation failing on iPhone
- Sub-account withdrawal not working on iPhone
- Business account transfer features unavailable for iOS users

**Requested features**

- Restore loan icon functionality
- Display complete transaction history with totals
- Add bill payment capability
- Restore airtime and data purchase functionality
- Restore electricity bill payment


## Frequently asked questions

### Is eLendly free?

eLendly is free to download, with no in-app purchases.

### Is OPay Business free?

OPay Business is free to download, with no in-app purchases.

### Which has better reviews, eLendly or OPay Business?

OPay Business is rated higher. eLendly averages 2.7 out of 5 from 106 ratings, while OPay Business averages 3.6 from 847 ratings.

### Do eLendly or OPay Business have ads?

Neither eLendly nor OPay Business shows ads.

### Which is updated more often, eLendly or OPay Business?

eLendly ships an update every 2 months, and OPay Business every 2 weeks. Most recently, eLendly was updated on October 23, 2026 and OPay Business on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*