# eLendly vs LoanTool

The clearest difference is rating: LoanTool at 4.5 against eLendly's 2.7. LoanTool also leads on update cadence (weekly vs every 2 months). eLendly's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. LoanTool sells 3 in-app purchases, starting at $2.99 per 7 days. eLendly asks for nothing beyond the download.

LoanTool holds the better App Store score, 4.5 against 2.7. That said, the two scores are not equally well evidenced: eLendly has 106 ratings behind it against 2, so its average is the more settled of the two.

eLendly ships an update every 2 months, LoanTool weekly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | eLendly | LoanTool |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (106 ratings)](https://appshunter.io/ios/app/elendly/id1626632575/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/loantool-emi-loan-calculator/id6504997800/reviews)** |
| Number of ratings | **106** | 2 |
| Positive reviews | 6.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 70 MB | 18 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Elendly Limited](https://appshunter.io/developer/1626632577) | [Hardik Faldu](https://appshunter.io/developer/1754560536) |

## What reviewers say

### eLendly

[App page](https://appshunter.io/ios/app/elendly/id1626632575)

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

**Highlights:** Automate subscriptions, Lend and borrow with friends, Track finances, Investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### LoanTool

[App page](https://appshunter.io/ios/app/loantool-emi-loan-calculator/id6504997800)

Calculate EMIs, loan amounts, and interest rates with this advanced financial tool. Compare loans, visualize repayment schedules, and track key financial statistics to make informed decisions about your borrowing.

**Highlights:** EMI calculation, Loan comparison, Payment schedule visualization, Statistical charts, Multi-language support, SIP and RD calculations

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LoanTool PRO \| 1 Week | $2.99 | per 7 days |
| LoanTool PRO \| 1 Month | $9.99 | per month |
| LoanTool PRO \| 1 Year | $29.99 | per year |


## Frequently asked questions

### Is eLendly free?

eLendly is free to download, with no in-app purchases.

### Is LoanTool free?

LoanTool is free to download, with in-app purchases available.

### Which has better reviews, eLendly or LoanTool?

LoanTool is rated higher. eLendly averages 2.7 out of 5 from 106 ratings, while LoanTool averages 4.5 from 2 ratings.

### Do eLendly or LoanTool have ads?

LoanTool shows ads; eLendly does not.

### Which is updated more often, eLendly or LoanTool?

eLendly ships an update every 2 months, and LoanTool weekly. Most recently, eLendly was updated on October 23, 2026 and LoanTool on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*