# eLendly vs Andray Finance

The clearest difference is rating: eLendly at 2.7 against Andray Finance's 1.8. eLendly also leads on ratings volume (106 vs 5) and iOS requirement (12.0 vs 15.1). Andray Finance's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eLendly holds the better App Store score, 2.7 against 1.8. That said, the two scores are not equally well evidenced: eLendly has 106 ratings behind it against 5, so its average is the more settled of the two.

eLendly ships an update every 2 months, Andray Finance every 3 weeks. Both last shipped on October 23, 2026.

## The numbers

| Metric | eLendly | Andray Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (106 ratings)](https://appshunter.io/ios/app/elendly/id1626632575/reviews)** | [1.8 (5 ratings)](https://appshunter.io/ios/app/andray-finance/id6752259011/reviews) |
| Number of ratings | **106** | 5 |
| Positive reviews | 6.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 70 MB | 50 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Elendly Limited](https://appshunter.io/developer/1626632577) | [Andray Finance Limited](https://appshunter.io/developer/1838500125) |

## What reviewers say

### eLendly

[App page](https://appshunter.io/ios/app/elendly/id1626632575)

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

**Highlights:** Automate subscriptions, Lend and borrow with friends, Track finances, Investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### Andray Finance

[App page](https://appshunter.io/ios/app/andray-finance/id6752259011)

This digital lending platform offers quick and transparent loans to salaried professionals, entrepreneurs, and gig workers in Nigeria. It provides instant access to funds, easy repeat borrowing, and loan growth opportunities based on responsible repayment. The service prioritizes privacy and automated, secure transactions.

**Highlights:** Instant loan access up to ₦5,000,000, Streamlined, paperwork-free application, Easy repeat borrowing, Loan growth with responsible repayment, Discreet and automated service, Transparent pricing and no hidden charges

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eLendly free?

eLendly is free to download, with no in-app purchases.

### Is Andray Finance free?

Andray Finance is free to download, with no in-app purchases.

### Which has better reviews, eLendly or Andray Finance?

eLendly is rated higher. eLendly averages 2.7 out of 5 from 106 ratings, while Andray Finance averages 1.8 from 5 ratings.

### Do eLendly or Andray Finance have ads?

Neither eLendly nor Andray Finance shows ads.

### Which is updated more often, eLendly or Andray Finance?

eLendly ships an update every 2 months, and Andray Finance every 3 weeks. Most recently, eLendly was updated on October 23, 2026 and Andray Finance on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*