# eLendly vs Ajo Pay

The clearest difference is rating: Ajo Pay at 5.0 against eLendly's 2.2. Ajo Pay also leads on update cadence (every 3 weeks vs every 2 months). eLendly's advantage is ratings volume (49 vs 1) and iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ajo Pay holds the better App Store score, 5.0 against 2.2. That said, the two scores are not equally well evidenced: eLendly has 49 ratings behind it against 1, so its average is the more settled of the two.

eLendly ships an update every 2 months, Ajo Pay every 3 weeks. Both last shipped on October 16, 2026.

## The numbers

| Metric | eLendly | Ajo Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (49 ratings)](https://appshunter.io/ios/app/elendly/id1626632575/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ajo-pay/id6759964305/reviews)** |
| Number of ratings | **49** | 1 |
| Positive reviews | 6.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 70 MB | 42 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Elendly Limited](https://appshunter.io/developer/1626632577) | [Ajo Pay LLC](https://appshunter.io/developer/1881968540) |

## What reviewers say

### eLendly

[App page](https://appshunter.io/ios/app/elendly/id1626632575)

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

**Highlights:** Automate subscriptions, Lend and borrow with friends, Track finances, Investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### Ajo Pay

[App page](https://appshunter.io/ios/app/ajo-pay/id6759964305)

This app facilitates group savings by allowing users to create or join savings circles with friends, family, or community members. It offers automated payout rotations, real-time progress tracking, and secure peer-to-peer transactions to help users achieve their financial goals.

**Highlights:** Create or join savings groups, Automated payout rotations, Real-time group progress tracking, Monitor savings goals, Payment reminders, Secure peer-to-peer savings

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eLendly free?

eLendly is free to download, with no in-app purchases.

### Is Ajo Pay free?

Ajo Pay is free to download, with no in-app purchases.

### Which has better reviews, eLendly or Ajo Pay?

Ajo Pay is rated higher. eLendly averages 2.2 out of 5 from 49 ratings, while Ajo Pay averages 5.0 from 1 ratings.

### Do eLendly or Ajo Pay have ads?

Neither eLendly nor Ajo Pay shows ads.

### Which is updated more often, eLendly or Ajo Pay?

eLendly ships an update every 2 months, and Ajo Pay every 3 weeks. Most recently, eLendly was updated on October 16, 2026 and Ajo Pay on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*