# FixedCost vs Payoff Path

The clearest difference is price: Payoff Path at Free against FixedCost's $1.99. Payoff Path also leads on update cadence (every 2 days vs every 6 weeks). FixedCost's advantage is ads (none vs shown). On in-app purchases, device support and iOS requirement there is nothing between them.

Payoff Path is free to download; FixedCost costs $1.99 up front. FixedCost sells 1 one-off in-app purchase and Payoff Path sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

FixedCost ships an update every 6 weeks, Payoff Path every 2 days. The most recent releases landed on October 7, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | FixedCost | Payoff Path |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 2 days** |
| Size | 13 MB | 7 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [kentaro kimoto](https://appshunter.io/developer/1593204765) | [Shogo Yoshida](https://appshunter.io/developer/1892036897) |

## What reviewers say

### FixedCost

[App page](https://appshunter.io/ios/app/fixedcost-budget-tracker/id1626837900)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads - Premium Unlock | $2.99 | one-time |


### Payoff Path

[App page](https://appshunter.io/ios/app/payoff-path-debt-tracker/id6816467747)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| プレミアム | $5.99 | one-time |


## Frequently asked questions

### Is FixedCost free?

FixedCost costs $1.99, and also offers in-app purchases.

### Is Payoff Path free?

Payoff Path is free to download, with in-app purchases available.

### Do FixedCost or Payoff Path have ads?

Payoff Path shows ads; FixedCost does not.

### Which is updated more often, FixedCost or Payoff Path?

FixedCost ships an update every 6 weeks, and Payoff Path every 2 days. Most recently, FixedCost was updated on October 7, 2026 and Payoff Path on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*