# Ninja App vs Instantpay

The clearest difference is update cadence: Instantpay at monthly against Ninja App's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ninja App ships an update every 6 months, Instantpay monthly. The most recent releases landed on September 18, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Ninja App | Instantpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.1 (19 ratings)](https://appshunter.io/ios/app/instantpay/id6444669672/reviews)** |
| Number of ratings | — | **19** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | — | Free |
| Size | 11 MB | 94 MB |
| Requires iOS | **13.4** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [63IDEAS INFOLABS PRIVATE LIMITED](https://appshunter.io/developer/1618448965) | [Instantpay India Limited](https://appshunter.io/developer/945609486) |

## What reviewers say

### Ninja App

[App page](https://appshunter.io/ios/app/ninja-app/id1626963855)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Instantpay

[App page](https://appshunter.io/ios/app/instantpay/id6444669672)

A comprehensive business banking solution designed to streamline financial operations. Manage accounts, process payments, track expenses, and access loans all in one digital platform. Ideal for businesses of all sizes seeking efficient money management.

**Highlights:** Smart current account for simplified banking, Connect and manage existing bank accounts, Send and receive payments via all methods, Bulk payouts and one-click payments, Payment links and QR code collections, Contactless cards for expense management, Collateral-free business loans

**In-app purchases:** none


## Frequently asked questions

### Is Ninja App free?

Ninja App is free to download, with no in-app purchases.

### Is Instantpay free?

Instantpay is free to download, with no in-app purchases.

### Do Ninja App or Instantpay have ads?

Neither Ninja App nor Instantpay shows ads.

### Which is updated more often, Ninja App or Instantpay?

Ninja App ships an update every 6 months, and Instantpay monthly. Most recently, Ninja App was updated on September 18, 2026 and Instantpay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*