# Fold Money vs Splitiva

The clearest difference is in-app purchases: Fold Money at none against Splitiva's 4. Fold Money also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Splitiva sells 4 in-app purchases, starting at $0.99 per month. Fold Money asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 4 days. The most recent releases landed on October 18, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Fold Money | Splitiva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/fold-money/id1626994334/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 days | Every 4 days |
| Monetization | Free with in-app purchases | — |
| Size | 207 MB | 134 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Lunchbrake Classic Private Limited](https://appshunter.io/developer/1854133289) | [Abhijit Sood](https://appshunter.io/developer/6781159306) |

## What reviewers say

### Fold Money

[App page](https://appshunter.io/ios/app/fold-money/id1626994334)

Effortlessly manage your finances by connecting bank accounts, credit cards, and investments. Automatically track transactions, categorize spending, and gain insights into your cash flow. Stay on top of your money with smart, automated financial oversight.

**Highlights:** Connect bank accounts and credit cards, Track investments and portfolio performance, Automatic transaction tracking and categorization, Add notes, tags, and merchant details, Search and filter transactions, Monitor cash flow and spending habits, Track accounts for dependents

**Features:** Vision Pro support

**In-app purchases:** none


### Splitiva

[App page](https://appshunter.io/ios/app/splitiva/id6781159304)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitiva Pro | $0.99 | per month |
| Tip the Developer | $0.99 | one-time |
| Splitiva Pro (Supporter Discount) | $1.99 | one-time |
| Splitiva Pro (Lifetime) | $4.99 | one-time |


## Frequently asked questions

### Is Fold Money free?

Fold Money is free to download, with no in-app purchases.

### Is Splitiva free?

Splitiva is free to download, with in-app purchases available.

### Do Fold Money or Splitiva have ads?

Splitiva shows ads; Fold Money does not.

### Which is updated more often, Fold Money or Splitiva?

Fold Money ships an update every 4 days, and Splitiva every 4 days. Most recently, Fold Money was updated on October 18, 2026 and Splitiva on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*