# Fold vs Pluto

The clearest difference is update cadence: Fold at every 5 days against Pluto's every 10 days. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fold ships an update every 5 days, Pluto every 10 days. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Fold | Pluto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/fold-expense-tracker-and-budget/id1626994334/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 10 days |
| Monetization | Freemium | — |
| Size | 208 MB | 14 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 12+ |
| Developer | [Lunchbrake Classic Private Limited](https://appshunter.io/developer/1854133289) | [Jinit Shah](https://appshunter.io/developer/6806493025) |

## What reviewers say

### Fold

[App page](https://appshunter.io/ios/app/fold-expense-tracker-and-budget/id1626994334)

This app automatically tracks your bank accounts, credit cards, and investments in one place using secure connections. It provides insights into spending patterns, cash flow, and overall financial health without manual entry. Manage family finances and monitor credit scores with ease.

**Highlights:** Automatic expense tracking, Connects bank accounts and credit cards, Investment and net worth tracking, Credit score and loan monitoring, Shared family finances, AI-powered financial insights

**Features:** Vision Pro support

**In-app purchases:** none


### Pluto

[App page](https://appshunter.io/ios/app/pluto-spending-made-private/id6806493023)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Fold free?

Fold is free to download, with no in-app purchases.

### Is Pluto free?

Pluto is free to download, with no in-app purchases.

### Do Fold or Pluto have ads?

Neither Fold nor Pluto shows ads.

### Which is updated more often, Fold or Pluto?

Fold ships an update every 5 days, and Pluto every 10 days. Most recently, Fold was updated on October 30, 2026 and Pluto on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*