# Westerra CU vs Colorado PERA

The clearest difference is review sentiment: Colorado PERA at 100% against Westerra CU's 12%. Colorado PERA also leads on rating (5.0 vs 2.7). Westerra CU's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (203 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Colorado PERA holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Westerra CU has 203 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 12% of Westerra CU's written reviews are positive against 100% of Colorado PERA's.

Westerra CU ships an update every 3 weeks, Colorado PERA every 4 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Westerra CU | Colorado PERA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (203 ratings)](https://appshunter.io/ios/app/westerra-cu/id1627076819/reviews) | **[5.0 (15 ratings)](https://appshunter.io/ios/app/colorado-pera/id6446504555/reviews)** |
| Number of ratings | **203** | 15 |
| Positive reviews | 12.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 383 MB | 1 MB |
| Requires iOS | 15.0 | **14.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Westerra Credit Union](https://appshunter.io/developer/739468074) | [Colorado PERA](https://appshunter.io/developer/1678152464) |

## What reviewers say

### Westerra CU

[App page](https://appshunter.io/ios/app/westerra-cu/id1627076819)

Manage your money on the go with this secure digital banking app. View balances, transfer funds, pay bills, deposit checks, and analyze spending. Receive notifications and find ATMs.

**Highlights:** View account balances and history, Transfer funds, Pay bills and people, Mobile check deposit, Spending analysis, Notifications, Secure messaging

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 👍 User-friendly interface
- 💡 Ability to view all accounts with one login
- 🚀 Clean and fast app

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Inability to access accounts
- 🐛 Buggy check deposit feature
- 🐛 Lack of real-time balance updates

**Reported bugs**

- App crashes frequently
- Scheduled transfers not working
- Incorrect account balances displayed
- Login credentials not recognized

**Requested features**

- Add Zelle integration
- Improve bill pay functionality
- Allow customization of account order
- Provide more detailed transaction information


### Colorado PERA

[App page](https://appshunter.io/ios/app/colorado-pera/id6446504555)

Easily manage your retirement account on the go. View benefit information, track progress toward your goals, and update personal details. Submit forms electronically for retirement applications, direct deposit, and health coverage.

**Highlights:** View projected monthly benefit, Check account balance, Track salary and service credit, Update beneficiary information, Modify tax withholding, Submit retirement applications electronically, Set up direct deposit

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Westerra CU free?

Westerra CU is free to download, with no in-app purchases.

### Is Colorado PERA free?

Colorado PERA is free to download, with no in-app purchases.

### Which has better reviews, Westerra CU or Colorado PERA?

Colorado PERA is rated higher. Westerra CU averages 2.7 out of 5 from 203 ratings, while Colorado PERA averages 5.0 from 15 ratings.

### Do Westerra CU or Colorado PERA have ads?

Neither Westerra CU nor Colorado PERA shows ads.

### Which is updated more often, Westerra CU or Colorado PERA?

Westerra CU ships an update every 3 weeks, and Colorado PERA every 4 months. Most recently, Westerra CU was updated on November 7, 2026 and Colorado PERA on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*