# Extra CU Mobile App vs GEFCU

Extra CU Mobile App and GEFCU both sit at 4.8 stars, but that hides the real split: 100% of GEFCU's written reviews are positive against 47% of Extra CU Mobile App's. Extra CU Mobile App's advantage is monetization model (ad-supported vs free with in-app purchases) and ratings volume (2.3K vs 763). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Extra CU Mobile App against 4.9 for GEFCU. Both are backed by a comparable volume of ratings — 2.3K and 763 respectively. Written reviews are what separate them: 47% of Extra CU Mobile App's written reviews are positive against 100% of GEFCU's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 12, 2026.

## The numbers

| Metric | Extra CU Mobile App | GEFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.3K ratings)](https://appshunter.io/ios/app/extra-cu-mobile-app/id1627077829/reviews) | **[4.9 (763 ratings)](https://appshunter.io/ios/app/gefcu/id1636548180/reviews)** |
| Number of ratings | **2.3K** | 763 |
| Positive reviews | 46.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 196 MB | 202 MB |
| Requires iOS | **18.4** | 26.3 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Extra Credit Union](https://appshunter.io/developer/620443034) | [Government Employees Federal Credit Union](https://appshunter.io/developer/1056694163) |

## What reviewers say

### Extra CU Mobile App

[App page](https://appshunter.io/ios/app/extra-cu-mobile-app/id1627077829)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and more. Secure your account with a passcode or biometrics.

**Highlights:** Check balances and transactions, Transfer funds between accounts, Pay loans and bills, Deposit checks remotely, Reorder or turn off debit cards, Set up balance alerts, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Convenient mobile app
- 🔒 Secure banking experience
- 💡 Helpful for rebuilding credit

**What reviewers complain about**

- 🐛 Buggy mobile app updates
- 💤 Outdated user interface
- 🙄 Intrusive advertisements
- 🤔 Confusing navigation

**Reported bugs**

- Unable to update app on older devices
- Mobile deposit issues
- Crashes and freezes

**Requested features**

- Improve mobile deposit process
- Add dark mode option
- Enhance account overview functionality


### GEFCU

[App page](https://appshunter.io/ios/app/gefcu/id1636548180)

Manage your finances on the go with this personal financial advocate. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks easily. Secure your account with passcodes or biometrics.

**Highlights:** Add tags, notes, and photos to transactions, Set balance alerts, Make loan payments, Transfer money between accounts, Mobile check deposit, Reorder or turn off debit card, View and save statements, Find branches and ATMs, Aggregate financial accounts, Secure login with passcode/biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Extra CU Mobile App free?

Extra CU Mobile App is free to download, with no in-app purchases.

### Is GEFCU free?

GEFCU is free to download, with no in-app purchases.

### Which has better reviews, Extra CU Mobile App or GEFCU?

GEFCU is rated higher. Extra CU Mobile App averages 4.8 out of 5 from 2.3K ratings, while GEFCU averages 4.9 from 763 ratings.

### Do Extra CU Mobile App or GEFCU have ads?

Neither Extra CU Mobile App nor GEFCU shows ads.

### Which is updated more often, Extra CU Mobile App or GEFCU?

Extra CU Mobile App ships an update monthly, and GEFCU monthly. Most recently, Extra CU Mobile App was updated on November 12, 2026 and GEFCU on November 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*