# Spec Virtual Card vs ChatPol

The clearest difference is in-app purchases: Spec Virtual Card at none against ChatPol's 6. Spec Virtual Card also leads on device support (3 vs 1) and iOS requirement (12.2 vs 16.4). ChatPol's advantage is update cadence (every 6 days vs every 3 months). On price and ads there is nothing between them.

Both are free to download. ChatPol sells 6 in-app purchases, starting at $8.99 per month. Spec Virtual Card asks for nothing beyond the download.

Spec Virtual Card ships an update every 3 months, ChatPol every 6 days. The most recent releases landed on November 7, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | Spec Virtual Card | ChatPol |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 days** |
| Size | 80 MB | 82 MB |
| Requires iOS | **12.2** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [SPEC S.A.](https://appshunter.io/developer/497967005) | [CHATPOL SYSTEMS SOCIEDAD LIMITADA](https://appshunter.io/developer/6777043673) |

## What reviewers say

### Spec Virtual Card

[App page](https://appshunter.io/ios/app/spec-virtual-card/id1627285525)

**Features:** macOS Compatibility

**In-app purchases:** none


### ChatPol

[App page](https://appshunter.io/ios/app/chatpol/id6777043671)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Básico Mensual | $8.99 | per month |
| Profesional Mensual | $17.99 | per month |
| Élite mensual | $24.99 | per month |
| Básico Anual | $79.99 | per year |
| Profesional Anual | $179.00 | per year |
| Élite Anual | $249.00 | per year |


## Frequently asked questions

### Is Spec Virtual Card free?

Spec Virtual Card is free to download, with no in-app purchases.

### Is ChatPol free?

ChatPol is free to download, with in-app purchases available.

### Do Spec Virtual Card or ChatPol have ads?

Neither Spec Virtual Card nor ChatPol shows ads.

### Which is updated more often, Spec Virtual Card or ChatPol?

Spec Virtual Card ships an update every 3 months, and ChatPol every 6 days. Most recently, Spec Virtual Card was updated on November 7, 2026 and ChatPol on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*