# KinLocker vs MortgageShield

The clearest difference is ads: MortgageShield at none against KinLocker's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 8, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | KinLocker | MortgageShield |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/kinlocker/id1627398239/reviews)** | — |
| Number of ratings | **4** | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Ad-supported | — |
| Size | 114 MB | 114 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 12+ |
| Developer | [Finlocker LLC](https://appshunter.io/developer/1357188723) | [CarShield](https://appshunter.io/developer/1223471815) |

## What reviewers say

### KinLocker

[App page](https://appshunter.io/ios/app/kinlocker/id1627398239)

This financial assistant helps you manage your money, track spending, and improve your credit score. It also assists in preparing for homeownership by offering tools for down payment planning, debt management, and property searches.

**Highlights:** Financial dashboard with balances, net worth, and spending analysis, Budget tracking with category drill-down and alerts, Free credit score, report, and monitoring (soft pull), Homeownership preparation tools (down payment, DTI, reserves), Real estate listing search and saving, Secure financial account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MortgageShield

[App page](https://appshunter.io/ios/app/mortgageshield/id6744369605)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KinLocker free?

KinLocker is free to download, with no in-app purchases.

### Is MortgageShield free?

MortgageShield is free to download, with no in-app purchases.

### Do KinLocker or MortgageShield have ads?

KinLocker shows ads; MortgageShield does not.

### Which is updated more often, KinLocker or MortgageShield?

KinLocker ships an update every 5 weeks, and MortgageShield every 5 weeks. Most recently, KinLocker was updated on September 8, 2026 and MortgageShield on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*