# PayKara vs eCloud4

The clearest difference is update cadence: eCloud4 at every 2 months against PayKara's every 20 months. eCloud4 also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayKara ships an update every 20 months, eCloud4 every 2 months. The most recent releases landed on October 8, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | PayKara | eCloud4 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 20 months | **Every 2 months** |
| Monetization | — | Free |
| Size | 23 MB | 96 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [paykara inc](https://appshunter.io/developer/1627459254) | [eCloud4 Corporation](https://appshunter.io/developer/1455406601) |

## What reviewers say

### PayKara

[App page](https://appshunter.io/ios/app/paykara/id1627459252)

**Features:** macOS Compatibility

**In-app purchases:** none


### eCloud4

[App page](https://appshunter.io/ios/app/ecloud4/id6447580403)

Easily manage your finances with quick QR code payments at supported merchants. Send and receive money to contacts using just an email address, and simplify bill splitting. This app offers a streamlined approach to everyday financial transactions.

**Highlights:** QR code payments, Send/receive money via email, Bill splitting, Fast and easy transactions, Merchant network payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayKara free?

PayKara is free to download, with no in-app purchases.

### Is eCloud4 free?

eCloud4 is free to download, with no in-app purchases.

### Do PayKara or eCloud4 have ads?

Neither PayKara nor eCloud4 shows ads.

### Which is updated more often, PayKara or eCloud4?

PayKara ships an update every 20 months, and eCloud4 every 2 months. Most recently, PayKara was updated on October 8, 2026 and eCloud4 on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*