# PayKara vs MyCAC e

The clearest difference is device support: MyCAC e at 3 against PayKara's 1. MyCAC e also leads on iOS requirement (9.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayKara ships an update every 20 months, MyCAC e every 12 months. The most recent releases landed on September 22, 2026 and July 24, 2026 respectively.

## The numbers

| Metric | PayKara | MyCAC e |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mycac-e-token/id6448539975/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 20 months | **Every 12 months** |
| Monetization | — | Free |
| Size | 23 MB | 31 MB |
| Requires iOS | 16.0 | **9.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [paykara inc](https://appshunter.io/developer/1627459254) | [CAC International Bank](https://appshunter.io/developer/1124237681) |

## What reviewers say

### PayKara

[App page](https://appshunter.io/ios/app/paykara/id1627459252)

**Features:** macOS Compatibility

**In-app purchases:** none


### MyCAC e

[App page](https://appshunter.io/ios/app/mycac-e-token/id6448539975)

This app generates one-time passwords (OTPs) for secure authentication of digital transactions in corporate banking. It serves as a convenient alternative to hardware tokens for single-session or transaction authentication.

**Highlights:** Generates One Time Passwords (OTPs), Authenticates digital transactions, Used for corporate banking, Alternative to hardware tokens, Supports single transactions/sessions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayKara free?

PayKara is free to download, with no in-app purchases.

### Is MyCAC e free?

MyCAC e is free to download, with no in-app purchases.

### Do PayKara or MyCAC e have ads?

Neither PayKara nor MyCAC e shows ads.

### Which is updated more often, PayKara or MyCAC e?

PayKara ships an update every 20 months, and MyCAC e every 12 months. Most recently, PayKara was updated on September 22, 2026 and MyCAC e on July 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*