# Xward Pay vs Moneygate

The clearest difference is update cadence: Moneygate at fortnightly against Xward Pay's every 3 months. Xward Pay's advantage is iOS requirement (13.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xward Pay ships an update every 3 months, Moneygate fortnightly. The most recent releases landed on September 19, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | Xward Pay | Moneygate |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Size | 69 MB | 59 MB |
| Requires iOS | **13.4** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Xward Pay Inc](https://appshunter.io/developer/1627491507) | [MoneyGate](https://appshunter.io/developer/1660104254) |

## What reviewers say

### Xward Pay

[App page](https://appshunter.io/ios/app/xward-pay/id1627491504)

**Features:** Apple Wallet

**In-app purchases:** none


### Moneygate

[App page](https://appshunter.io/ios/app/moneygate/id1660104252)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Xward Pay free?

Xward Pay is free to download, with no in-app purchases.

### Is Moneygate free?

Moneygate is free to download, with no in-app purchases.

### Do Xward Pay or Moneygate have ads?

Neither Xward Pay nor Moneygate shows ads.

### Which is updated more often, Xward Pay or Moneygate?

Xward Pay ships an update every 3 months, and Moneygate fortnightly. Most recently, Xward Pay was updated on September 19, 2026 and Moneygate on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*