# Open Life vs EEF MoneyPhone

The clearest difference is rating: EEF MoneyPhone at 5.0 against Open Life's 4.0. Open Life's advantage is update cadence (every 2 months vs every 4 months) and iOS requirement (11.0 vs 13.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EEF MoneyPhone holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Open Life ships an update every 2 months, EEF MoneyPhone every 4 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Open Life | EEF MoneyPhone |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2 ratings)](https://appshunter.io/ios/app/open-life/id1628082679/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/eef-moneyphone/id6464106572/reviews)** |
| Number of ratings | **2** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 47 MB | 47 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KARBURA S.A.](https://appshunter.io/developer/1628082681) | [EXPRESS EXCHANGE FINANCIAL SA](https://appshunter.io/developer/1705517539) |

## What reviewers say

### Open Life

[App page](https://appshunter.io/ios/app/open-life/id1628082679)

A secure and transparent digital daily savings solution. Easily open an account and secure your everyday savings by paying premiums via mobile money services.

**Highlights:** Digital daily savings, Secure savings, Transparent transactions, Mobile money payments, Account opening

**Features:** macOS Compatibility

**In-app purchases:** none


### EEF MoneyPhone

[App page](https://appshunter.io/ios/app/eef-moneyphone/id6464106572)

Manage your finances with this comprehensive mobile banking and money transfer application. Perform transactions, pay bills, and access account details securely. Offers self-registration and an offline USSD option for continuous access.

**Highlights:** Mobile banking, Mobile money transfers, Bill payments, Self-registration, Account management, Offline USSD access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Open Life free?

Open Life is free to download, with no in-app purchases.

### Is EEF MoneyPhone free?

EEF MoneyPhone is free to download, with no in-app purchases.

### Which has better reviews, Open Life or EEF MoneyPhone?

EEF MoneyPhone is rated higher. Open Life averages 4.0 out of 5 from 2 ratings, while EEF MoneyPhone averages 5.0 from 1 ratings.

### Do Open Life or EEF MoneyPhone have ads?

Neither Open Life nor EEF MoneyPhone shows ads.

### Which is updated more often, Open Life or EEF MoneyPhone?

Open Life ships an update every 2 months, and EEF MoneyPhone every 4 months. Most recently, Open Life was updated on November 3, 2026 and EEF MoneyPhone on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*