# Ramp vs Guideline

The clearest difference is ads: Guideline at none against Ramp's shown. Guideline also leads on iOS requirement (15.1 vs 18.0). Ramp's advantage is review sentiment (70% vs 42%) and ratings volume (46K vs 1.9K). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Ramp against 4.9 for Guideline. That said, the two scores are not equally well evidenced: Ramp has 46K ratings behind it against 1.9K, so its average is the more settled of the two. Written reviews are what separate them: 70% of Ramp's written reviews are positive against 42% of Guideline's.

Ramp ships an update weekly, Guideline fortnightly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Ramp | Guideline |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (46K ratings)](https://appshunter.io/ios/app/ramp/id1628197245/reviews) | [4.9 (1.9K ratings)](https://appshunter.io/ios/app/guideline/id6446659674/reviews) |
| Number of ratings | **46K** | 1.9K |
| Positive reviews | **69.8% of reviews** | 42.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Best chart rank | **#94** | — |
| Size | 306 MB | 46 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ramp Business Corporation](https://appshunter.io/developer/1627288960) | [Gusto, inc.](https://appshunter.io/developer/1478804270) |

## What reviewers say

### Ramp

[App page](https://appshunter.io/ios/app/ramp/id1628197245)

**Currently charting:** #94 Top Free · Finance (US App Store)

This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

**Highlights:** Corporate card management, Expense reporting, Bill payments, Accounting automation, Receipt capture, Spend request management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Incredible, user-friendly, intuitive, seamless, convenient, efficient, streamlined, and time-saving
- 👍 Easy to use, simple, clean, and well-designed interface
- 🔒 Reliable, secure, and trustworthy
- 💡 Innovative features like virtual cards and receipt matching

**What reviewers complain about**

- 🐛 Bugs, crashes, and compatibility issues with some devices
- 🔍 Limited functionality compared to other expense management tools
- 💰 Forces use of Ramp credit card, which may not be suitable for all businesses
- 📝 Redundant and intrusive feedback requests

**Reported bugs**

- Login issues and cards failing to load
- Receipt upload failures and missing transaction details
- Incompatibility with older iOS devices

**Requested features**

- Ability to add multiple receipts to a single expense report
- Approval functionality within the mobile app
- Support for foreign currency transactions and custom exchange rates
- Customizable expense coding and reporting rules
- Integration with more accounting and ERP systems


### Guideline

[App page](https://appshunter.io/ios/app/guideline/id6446659674)

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

**Highlights:** Set up 401(k) in minutes, Access and manage contributions, Invest in recommended portfolios, Automatic portfolio rebalancing, Consolidate savings from other accounts, Mobile-first security features, Award-winning customer support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use UI
- 💡 Streamlined app experience
- 🚀 Excellent app performance

**What reviewers complain about**

- 🐛 Login and authentication issues
- 🔋 Frequent app crashes and freezes
- 💰 Increasing account fees
- 🚫 Lack of dark mode support

**Reported bugs**

- Login screen refreshes preventing 2FA
- Inability to paste codes from password managers
- App freezes when navigating away for 2FA

**Requested features**

- Dark mode option
- Support for IRA accounts
- Improved biometric authentication


## Frequently asked questions

### Is Ramp free?

Ramp is free to download, with no in-app purchases.

### Is Guideline free?

Guideline is free to download, with no in-app purchases.

### Which has better reviews, Ramp or Guideline?

Ramp and Guideline are both rated 4.9 out of 5 on the App Store, from 46K and 1.9K ratings respectively.

### Do Ramp or Guideline have ads?

Ramp shows ads; Guideline does not.

### Which is updated more often, Ramp or Guideline?

Ramp ships an update weekly, and Guideline fortnightly. Most recently, Ramp was updated on September 24, 2026 and Guideline on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*