# Ramp vs ShulCloud Mobile Payments

The clearest difference is ads: ShulCloud Mobile Payments at none against Ramp's shown. ShulCloud Mobile Payments also leads on monetization model (free vs ad-supported). Ramp's advantage is update cadence (every 5 days vs every 6 weeks) and ratings volume (48K vs 1). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Ramp against 5.0 for ShulCloud Mobile Payments. That said, the two scores are not equally well evidenced: Ramp has 48K ratings behind it against 1, so its average is the more settled of the two.

Ramp ships an update every 5 days, ShulCloud Mobile Payments every 6 weeks. Both last shipped on October 27, 2026.

## The numbers

| Metric | Ramp | ShulCloud Mobile Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (48K ratings)](https://appshunter.io/ios/app/ramp/id1628197245/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shulcloud-mobile-payments/id6453163340/reviews)** |
| Number of ratings | **48K** | 1 |
| Positive reviews | 70.8% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Every 6 weeks |
| Monetization | Ad-supported | **Free** |
| Best chart rank | **#89** | — |
| Size | 297 MB | 86 MB |
| Requires iOS | 18.0 | **17** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ramp Business Corporation](https://appshunter.io/developer/1627288960) | [RB ShulCloud LLC](https://appshunter.io/developer/913750879) |

## What reviewers say

### Ramp

[App page](https://appshunter.io/ios/app/ramp/id1628197245)

**Currently charting:** #89 Top Free · Finance (US App Store)

This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

**Highlights:** Corporate card management, Expense reporting, Bill payments, Accounting automation, Receipt capture, Spend request management

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 🚀 Incredible, user-friendly, intuitive, seamless, convenient, efficient, streamlined, and time-saving
- 👍 Easy to use, simple, clean, and well-designed interface
- 🔒 Reliable, secure, and trustworthy
- 💡 Innovative features like virtual cards and receipt matching

**What reviewers complain about**

- 🐛 Bugs, crashes, and compatibility issues with some devices
- 🔍 Limited functionality compared to other expense management tools
- 💰 Forces use of Ramp credit card, which may not be suitable for all businesses
- 📝 Redundant and intrusive feedback requests

**Reported bugs**

- Login issues and cards failing to load
- Receipt upload failures and missing transaction details
- Incompatibility with older iOS devices

**Requested features**

- Ability to add multiple receipts to a single expense report
- Approval functionality within the mobile app
- Support for foreign currency transactions and custom exchange rates
- Customizable expense coding and reporting rules
- Integration with more accounting and ERP systems


### ShulCloud Mobile Payments

[App page](https://appshunter.io/ios/app/shulcloud-mobile-payments/id6453163340)

This app allows ShulCloud clients in the USA to quickly collect and record online and offline payments using their mobile devices. It integrates seamlessly with your ShulCloud account for efficient transaction management.

**Highlights:** Collect online and offline payments, Record payments in ShulCloud, Accept credit cards via scan or manual entry, Manage payments from non-account holders, Gather payer information for lead generation, Option to collect processing fees, Create payment collection teams

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ramp free?

Ramp is free to download, with no in-app purchases.

### Is ShulCloud Mobile Payments free?

ShulCloud Mobile Payments is free to download, with no in-app purchases.

### Which has better reviews, Ramp or ShulCloud Mobile Payments?

ShulCloud Mobile Payments is rated higher. Ramp averages 4.9 out of 5 from 48K ratings, while ShulCloud Mobile Payments averages 5.0 from 1 ratings.

### Do Ramp or ShulCloud Mobile Payments have ads?

Ramp shows ads; ShulCloud Mobile Payments does not.

### Which is updated more often, Ramp or ShulCloud Mobile Payments?

Ramp ships an update every 5 days, and ShulCloud Mobile Payments every 6 weeks. Most recently, Ramp was updated on October 27, 2026 and ShulCloud Mobile Payments on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*