# Ramp vs Vestwell

The clearest difference is rating: Ramp at 4.9 against Vestwell's 3.1. Ramp also leads on ratings volume (49K vs 229) and update cadence (every 5 days vs monthly). Vestwell's advantage is ads (none vs shown) and iOS requirement (15.0 vs 18.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ramp holds the better App Store score, 4.9 against 3.1. That said, the two scores are not equally well evidenced: Ramp has 49K ratings behind it against 229, so its average is the more settled of the two. Written reviews point the same way: 71% of Ramp's written reviews are positive against 49% of Vestwell's.

Ramp ships an update every 5 days, Vestwell monthly. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Ramp | Vestwell |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (49K ratings)](https://appshunter.io/ios/app/ramp/id1628197245/reviews)** | [3.1 (229 ratings)](https://appshunter.io/ios/app/vestwell/id6502456411/reviews) |
| Number of ratings | **49K** | 229 |
| Positive reviews | **71.0% of reviews** | 49.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | Free | Free |
| Best chart rank | **#123** | — |
| Size | 301 MB | 286 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ramp Business Corporation](https://appshunter.io/developer/1627288960) | [Vestwell Holdings Inc.](https://appshunter.io/developer/1745543821) |

## What reviewers say

### Ramp

[App page](https://appshunter.io/ios/app/ramp/id1628197245)

**Currently charting:** #123 Top Free · Finance (US App Store)

Manage corporate finances, expenses, and payments seamlessly. This platform offers corporate cards, automated expense reporting, and bill payment solutions. Track spending, submit reports on the go, and gain visibility into company policies and transactions.

**Highlights:** Corporate cards, Expense management, Bill payments, Accounting automation, Receipt capture and matching, Spend request management, Travel booking

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 🚀 Incredible, user-friendly, intuitive, seamless, convenient, efficient, streamlined, and time-saving
- 👍 Easy to use, simple, clean, and well-designed interface
- 🔒 Reliable, secure, and trustworthy
- 💡 Innovative features like virtual cards and receipt matching

**What reviewers complain about**

- 🐛 Bugs, crashes, and compatibility issues with some devices
- 🔍 Limited functionality compared to other expense management tools
- 💰 Forces use of Ramp credit card, which may not be suitable for all businesses
- 📝 Redundant and intrusive feedback requests

**Reported bugs**

- Login issues and cards failing to load
- Receipt upload failures and missing transaction details
- Incompatibility with older iOS devices

**Requested features**

- Ability to add multiple receipts to a single expense report
- Approval functionality within the mobile app
- Support for foreign currency transactions and custom exchange rates
- Customizable expense coding and reporting rules
- Integration with more accounting and ERP systems


### Vestwell

[App page](https://appshunter.io/ios/app/vestwell/id6502456411)

This app helps users build their financial future by providing accessible and intuitive savings solutions for retirement, education, disability, and emergencies. Manage your accounts, track progress, and access funds seamlessly from your mobile device.

**Highlights:** Track savings goals and employer match, Change savings amount and investment strategy, Consolidate savings accounts, Designate beneficiaries, Initiate withdrawals or loans, Access financial education resources

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and easy to use
- 👍 Can find everything quickly
- 👍 Able to change investments and deferral rates
- 👍 Clean app design
- 👍 All features available on mobile

**What reviewers complain about**

- 🐛 App is glitchy and malfunctioning
- 🐛 Login screen freezes
- 🐛 App is slow and difficult to use
- 🐛 Not optimized for iPhone
- 🐛 App is just a mobile website in a container

**Reported bugs**

- Login screen locks and doesn't process
- App shows a blank screen on opening
- App freezes at sign-in screen
- Biometric login resets to initial screen multiple times
- App opens and closes unexpectedly

**Requested features**

- Create a real app instead of a mobile website
- Fix UI padding issues for iPhone features
- Address biometric login loop bug
- Add Face ID login option
- Remove text code requirement for login


## Frequently asked questions

### Is Ramp free?

Ramp is free to download, with no in-app purchases.

### Is Vestwell free?

Vestwell is free to download, with no in-app purchases.

### Which has better reviews, Ramp or Vestwell?

Ramp is rated higher. Ramp averages 4.9 out of 5 from 49K ratings, while Vestwell averages 3.1 from 229 ratings.

### Do Ramp or Vestwell have ads?

Ramp shows ads; Vestwell does not.

### Which is updated more often, Ramp or Vestwell?

Ramp ships an update every 5 days, and Vestwell monthly. Most recently, Ramp was updated on November 6, 2026 and Vestwell on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*