# CredFolio vs NHFA

The clearest difference is update cadence: NHFA at every 3 weeks against CredFolio's every 5 months. CredFolio's advantage is iOS requirement (14.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CredFolio ships an update every 5 months, NHFA every 3 weeks. The most recent releases landed on September 20, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | CredFolio | NHFA |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Size | 48 MB | 49 MB |
| Requires iOS | **14.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [UNIVERSITIES ADMISSIONS CENTRE (NSW & ACT) PTY LIMITED](https://appshunter.io/developer/1057927264) | [Emily Sudduth](https://appshunter.io/developer/1721274803) |

## What reviewers say

### CredFolio

[App page](https://appshunter.io/ios/app/credfolio/id1628239685)

**Features:** macOS Compatibility

**In-app purchases:** none


### NHFA

[App page](https://appshunter.io/ios/app/nhfa/id6593661094)

**In-app purchases:** none


## Frequently asked questions

### Is CredFolio free?

CredFolio is free to download, with no in-app purchases.

### Is NHFA free?

NHFA is free to download, with no in-app purchases.

### Do CredFolio or NHFA have ads?

Neither CredFolio nor NHFA shows ads.

### Which is updated more often, CredFolio or NHFA?

CredFolio ships an update every 5 months, and NHFA every 3 weeks. Most recently, CredFolio was updated on September 20, 2026 and NHFA on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*