# Pay With Deb vs HERBO Pay

The clearest difference is update cadence: Pay With Deb at monthly against HERBO Pay's every 3 months. Pay With Deb also leads on iOS requirement (13.0 vs 17.6). HERBO Pay's advantage is ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Pay With Deb against 5.0 for HERBO Pay. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Pay With Deb ships an update monthly, HERBO Pay every 3 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Pay With Deb | HERBO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/pay-with-deb/id1629184286/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/herbo-pay/id6478268304/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 5 MB | 2 MB |
| Requires iOS | **13.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Deb, Inc.](https://appshunter.io/developer/1618772908) | [Eco Science Solutions, Inc.](https://appshunter.io/developer/1077802273) |

## What reviewers say

### Pay With Deb

[App page](https://appshunter.io/ios/app/pay-with-deb/id1629184286)

This app offers a revolutionary way to pay, aiming to reduce transaction fees for consumers and merchants. It provides a secure and cashless payment solution across mobile, web, and retail environments, allowing faster access to funds and fewer service charges.

**Highlights:** Reduced transaction fees, Secure cashless payments, Mobile, web, and retail integration, Faster fund access, No hard-to-cancel subscriptions, Eliminates service fees

**Features:** macOS Compatibility

**In-app purchases:** none


### HERBO Pay

[App page](https://appshunter.io/ios/app/herbo-pay/id6478268304)

This app simplifies transactions with a secure, verified community. It offers a unique credit system pegged to the US Dollar for easy purchases and seamless conversion back to cash. Enjoy a convenient and exclusive commerce experience.

**Highlights:** Easy sign-up with ID verification, Exclusive community of trusted members, HERBO Credits pegged to USD, Credit/debit card top-ups, ACH and E-Check redemption, Secure transactions

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Pay With Deb free?

Pay With Deb is free to download, with no in-app purchases.

### Is HERBO Pay free?

HERBO Pay is free to download, with no in-app purchases.

### Which has better reviews, Pay With Deb or HERBO Pay?

Pay With Deb and HERBO Pay are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Pay With Deb or HERBO Pay have ads?

Neither Pay With Deb nor HERBO Pay shows ads.

### Which is updated more often, Pay With Deb or HERBO Pay?

Pay With Deb ships an update monthly, and HERBO Pay every 3 months. Most recently, Pay With Deb was updated on October 24, 2026 and HERBO Pay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*