# BMG Money vs UpfrontPOS Cloud

The clearest difference is rating: UpfrontPOS Cloud at 5.0 against BMG Money's 3.3. BMG Money's advantage is ratings volume (151 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpfrontPOS Cloud holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: BMG Money has 151 ratings behind it against 4, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | BMG Money | UpfrontPOS Cloud |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (151 ratings)](https://appshunter.io/ios/app/bmg-money/id1629499701/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/upfrontpos-cloud/id6478935238/reviews)** |
| Number of ratings | **151** | 4 |
| Positive reviews | 44.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 148 MB | 27 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 9+ |
| Developer | [BMG Money Inc.](https://appshunter.io/developer/1629499703) | [Cresencio Hilario](https://appshunter.io/developer/1734498028) |

## What reviewers say

### BMG Money

[App page](https://appshunter.io/ios/app/bmg-money/id1629499701)

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

**Highlights:** Loans from $500-$10,000, No FICO credit score required, Loan offers in minutes, Higher acceptance rate, Instant funding available, APR from 16.99%-35.99%, Referral program for extra cash

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service (Claudia L, Silvia A, Brandon, Wilver B, Kevin O, Ammy V, Aime U, Tabitha, Deborah, Gianni)
- 🚀 Quick deposits
- 🚀 Fast and easy loan process
- 👍 Helpful for people with less than perfect credit
- 👍 Made loan process stress-free

**What reviewers complain about**

- 🐛 App worthless now
- 🐛 Not what it used to be
- 🐛 Unable to log in through the app
- 🐛 App won't reload successfully
- 🐛 App displays inaccurate information

**Reported bugs**

- Unable to log in through the app
- App won't reload successfully
- App displays inaccurate information
- App is reporting negatively on credit
- Error when logging into the app or online

**Requested features**

- Add Walgreens to employer list
- Fix bug with Truv linking work account
- Update app for more accurate payment dates
- Provide more bonus for sharing referral link
- Increase refinance bonus amount


### UpfrontPOS Cloud

[App page](https://appshunter.io/ios/app/upfrontpos-cloud/id6478935238)

Manage grocery store sales, transactions, and analytics with this cloud-based solution. Access real-time data from anywhere to gain insights and drive business success. Features are designed for intuitive use and efficiency.

**Highlights:** Sales management, Transaction tracking, Cloud-based analytics, Real-time data access, Business insights, Intuitive interface

**In-app purchases:** none


## Frequently asked questions

### Is BMG Money free?

BMG Money is free to download, with no in-app purchases.

### Is UpfrontPOS Cloud free?

UpfrontPOS Cloud is free to download, with no in-app purchases.

### Which has better reviews, BMG Money or UpfrontPOS Cloud?

UpfrontPOS Cloud is rated higher. BMG Money averages 3.3 out of 5 from 151 ratings, while UpfrontPOS Cloud averages 5.0 from 4 ratings.

### Do BMG Money or UpfrontPOS Cloud have ads?

Neither BMG Money nor UpfrontPOS Cloud shows ads.

### Which is updated more often, BMG Money or UpfrontPOS Cloud?

BMG Money ships an update fortnightly, and UpfrontPOS Cloud fortnightly. Most recently, BMG Money was updated on October 24, 2026 and UpfrontPOS Cloud on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*