# Bongloy Mobile vs U

The clearest difference is update cadence: Bongloy Mobile at every 2 months against U's every 17 months. U's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bongloy Mobile ships an update every 2 months, U every 17 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Bongloy Mobile | U |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/u-pay-guard/id1665055558/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 17 months |
| Monetization | Free | Free |
| Size | 106 MB | 28 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bongloy Payments PLC](https://appshunter.io/developer/1518977622) | [U-Pay Digital Plc.](https://appshunter.io/developer/1540481315) |

## What reviewers say

### Bongloy Mobile

[App page](https://appshunter.io/ios/app/bongloy-mobile/id1629579871)

Manage all your transactions with ease using this mobile app. Make hassle-free payments via QR code or contactless card, and send money to friends for free. Take full control of your prepaid cards, including security features and transaction limits.

**Highlights:** Hassle-free QR code payments, Contactless prepaid card transactions, Free money transfers to friends, Issue virtual or plastic prepaid cards, Card security management (freeze, close), Set transaction limits, Reset ATM PIN

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### U

[App page](https://appshunter.io/ios/app/u-pay-guard/id1665055558)

This app serves as a security key for a business payroll service, providing two-factor authentication to authorize fund transfers. It ensures high security by not operating on rooted or jailbroken devices.

**Highlights:** Two-factor authentication, Fund transfer authorization, Business account security, Rooted/jailbroken device restriction, Simple activation and usage

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Bongloy Mobile free?

Bongloy Mobile is free to download, with no in-app purchases.

### Is U free?

U is free to download, with no in-app purchases.

### Do Bongloy Mobile or U have ads?

Neither Bongloy Mobile nor U shows ads.

### Which is updated more often, Bongloy Mobile or U?

Bongloy Mobile ships an update every 2 months, and U every 17 months. Most recently, Bongloy Mobile was updated on November 3, 2026 and U on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*