# ExpertPay® vs CentricCU

The clearest difference is review sentiment: CentricCU at 62% against ExpertPay®'s 19%. CentricCU also leads on rating (4.8 vs 2.6) and ratings volume (3.7K vs 39). ExpertPay®'s advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CentricCU holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: CentricCU has 3.7K ratings behind it against 39, so its average is the more settled of the two. Written reviews point the same way: 19% of ExpertPay®'s written reviews are positive against 62% of CentricCU's.

ExpertPay® ships an update every 5 weeks, CentricCU every 3 weeks. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | ExpertPay® | CentricCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (39 ratings)](https://appshunter.io/ios/app/expertpay/id1630302220/reviews) | **[4.8 (3.7K ratings)](https://appshunter.io/ios/app/centriccu/id6737481156/reviews)** |
| Number of ratings | 39 | **3.7K** |
| Positive reviews | 18.5% of reviews | **62.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 16 MB | 196 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Conduent Inc.](https://appshunter.io/developer/1196955488) | [Centric FCU](https://appshunter.io/developer/501819971) |

## What reviewers say

### ExpertPay®

[App page](https://appshunter.io/ios/app/expertpay/id1630302220)

This app enables parents to make child support payments electronically. It allows users to save payment details for faster transactions and requires a registered account for use.

**Highlights:** Electronic payment submission, Save payment information, Quick transactions, Registered user accounts

**Features:** Vision Pro support

**In-app purchases:** none


### CentricCU

[App page](https://appshunter.io/ios/app/centriccu/id6737481156)

Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.

**Highlights:** Check account balances, Transfer funds, Pay bills, Deposit checks, View credit report, Budgeting tools

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Enhanced features
- 👍 User-friendly app
- 💡 Budgeting tools and insights
- 👍 Efficient for banking needs
- 👍 Clean and intuitive design

**What reviewers complain about**

- 🐛 Unlock card issue
- 🐛 Money disappearing and new charges
- 🐛 Accounts not accessible for days
- 👎 Overly complicated and hard to navigate

**Reported bugs**

- Login screen freezes
- Incompatible with older devices

**Requested features**

- Dark mode option
- Improved Zelle integration


## Frequently asked questions

### Is ExpertPay® free?

ExpertPay® is free to download, with no in-app purchases.

### Is CentricCU free?

CentricCU is free to download, with no in-app purchases.

### Which has better reviews, ExpertPay® or CentricCU?

CentricCU is rated higher. ExpertPay® averages 2.6 out of 5 from 39 ratings, while CentricCU averages 4.8 from 3.7K ratings.

### Do ExpertPay® or CentricCU have ads?

Neither ExpertPay® nor CentricCU shows ads.

### Which is updated more often, ExpertPay® or CentricCU?

ExpertPay® ships an update every 5 weeks, and CentricCU every 3 weeks. Most recently, ExpertPay® was updated on October 15, 2026 and CentricCU on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*