Tam vs Paktly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tam
Manage your finances with a modern, intuitive banking app. Open an account, get instant virtual cards, and enjoy easy money transfers. Earn rewards as you use the service and customize your virtual card with unique designs.
- Open account on the go
- Instant virtual debit/prepaid card
- Easy money transfers
- Fun rewards program
- Customizable virtual card designs
- Add card to Apple Pay
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Tam Mobile Banking app makes your banking experience even more convenient than ever before with a fresh and intuitive design. TAM banking features allow you to live locally and think globally, It’s more than a bank, it’s a lifestyle. -Open an account on the go. Download the Tam app and open your online bank account —right from your phone. Get a tam virtual card and start using it right away. You can add your Tam card to Apple Pay. -Instant virtual debit and prepaid Tam Card. Get your virtual card instantly and enjoy the unlimited features with the extra layer of security of the Tam virtual card. Tam prepaid card is the smarter way to pay. Not just that— our prepaid cards also offer ease of use, simplicity, and the convenience of highly-desired rewards. -Transfers made fun and easy. Sending and receiving money has never been easier and more fun. With one tap , you can send and receive money from your friends and family. - Fun rewards program The more you use Tam, the more you get. Join TAM and discover a world of rewards, unique benefits, and exceptional events, experience the extraordinary. - Dozens of cool designs to choose from your virtual card. Customize your Tam virtual card the way you prefer. Let your card represent the real you.
Paktly
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Shared plans. Clear expenses. Paktly helps you organize plans and manage shared expenses with friends—from trips and household costs to celebrations and shared goals. PLAN TOGETHER Create a shared plan, choose its currency, and invite people by email or invitation link. Save friends to make your next plan easier to organize. SPLIT EXPENSES YOUR WAY Record who paid and who participated. Split equally, enter exact amounts, use percentages or shares, or assign individual items. KEEP BALANCES CLEAR See who owes what, review activity, and record payments made outside Paktly. SCAN A RECEIPT Scan or select a receipt, review the extracted details, and add the expense to your plan. Receipt images are read on your device. SPEAK TO PAKTLY Describe what you want to add using your voice. With your permission, OpenAI helps prepare an action for you to review and confirm. HANDLE DIFFERENT CURRENCIES Choose a primary currency for your plan. When an expense uses another currency, enter the conversion and review the amounts before saving. TRACK SHARED GOALS Record savings held outside Paktly and follow progress toward your goals. STAY UPDATED Choose notifications for invitations, expenses, settlements, and plan updates. Paktly currently provides planning and tracking tools. Recording savings or settlements does not transfer money. Paktly Smart is coming soon; registering interest does not activate a wallet or financial service. Privacy: https://paktly.io/privacy Terms: https://paktly.io/terms Support: https://paktly.io/support
Screenshots
Verdict
The clearest difference is iOS requirement: Tam at 15.0 against Paktly's 17.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Tam | Paktly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (1.6K ratings) — better | — |
| Positive reviews | 69.8% of reviews | — |
| Number of ratings | 1.6K — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 77 MB | 4 MB |
| Age rating | 4+ | 17+ |
| Developer | Kuwait Finance House | TinkerPal LLC |
Bugs and requests
Tam
Reported bugs
3 issues- Login issues for non-Kuwaitis
- Frequent crashes and freezes
- Slow performance
Requested features
4 requests- Add plastic card option
- Allow name changes
- Add more banks for transfers
- Improve speed and stability
Paktly
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Tam
No in-app purchases
Paktly
No in-app purchases








