# Wallet vs Merchant.app

The clearest difference is in-app purchases: Merchant.app at none against Wallet's 2. Wallet's advantage is rating (4.8 vs 4.5). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Wallet sells 2 in-app purchases, starting at $0.99 per month. Merchant.app asks for nothing beyond the download.

Wallet holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 19 and 8 respectively. Written reviews split almost evenly too, at 50% and 50% positive.

Wallet ships an update every 3 weeks, Merchant.app every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Wallet | Merchant.app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19 ratings)](https://appshunter.io/ios/app/wallet-cards-and-documents/id1630936372/reviews)** | [4.5 (8 ratings)](https://appshunter.io/ios/app/merchantapp/id6443734854/reviews) |
| Number of ratings | **19** | 8 |
| Positive reviews | 50.0% of reviews | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Freemium | **Free** |
| Size | 21 MB | 160 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Harjot Singh](https://appshunter.io/developer/1084273258) | [Merchant Platforms, Inc.](https://appshunter.io/developer/1648883273) |

## What reviewers say

### Wallet

[App page](https://appshunter.io/ios/app/wallet-cards-and-documents/id1630936372)

This app digitizes and organizes your important documents and cards. Scan credit cards, receipts, contracts, and more, converting them into editable PDF, Word, or JPEG files. Securely store and access your information across devices with cloud syncing and biometric protection.

**Highlights:** Ultra-fast scanning of cards and documents, OCR for text recognition and editing, PDF conversion and reading tools, Organize and share files with folders and cloud upload, Cross-device syncing via iCloud, Biometric security for sensitive information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.99 | per month |
| Annual Subscription | $9.99 | per year |


### Merchant.app

[App page](https://appshunter.io/ios/app/merchantapp/id6443734854)

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

**Highlights:** Process payments via terminal, text, or email, Lightning-fast transactions, Customer payments via phone or email, Real-time transaction dashboard, Refund tracking, Industry-leading data security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Wallet free?

Wallet is free to download, with in-app purchases available.

### Is Merchant.app free?

Merchant.app is free to download, with no in-app purchases.

### Which has better reviews, Wallet or Merchant.app?

Wallet is rated higher. Wallet averages 4.8 out of 5 from 19 ratings, while Merchant.app averages 4.5 from 8 ratings.

### Do Wallet or Merchant.app have ads?

Neither Wallet nor Merchant.app shows ads.

### Which is updated more often, Wallet or Merchant.app?

Wallet ships an update every 3 weeks, and Merchant.app every 2 weeks. Most recently, Wallet was updated on October 24, 2026 and Merchant.app on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*